Compare Today’s Refinance Rates for Leon, Iowa 50144
Pureloan's search engine analyzes refinance lenders to provide you with the best real-time home refinance rates in Leon, Iowa 50144.
Our search engine evaluates all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing in Leon, Iowa 50144. For 30-year amortization refinancing, you can expect lifetime cash savings of $1,810 or $5 per month in Leon and other parts of Decatur county.
40.737334
-93.742903
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Summary of Average Refinances in Leon, Iowa 50144
Rate
APR
Expected Savings
Monthly Payment
Total Closing Costs
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Interactive Refinance Rate Projections for Leon, Iowa 50144
Pureloan has developed an interactive chart to monitor the five largest local lenders in Leon, IA 50144, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Leon, Iowa 50144 from 2024 - 2016
The following historical data provides insights into refinancing trends in Leon, Iowa and the surrounding Decatur county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
| 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
|---|---|---|---|---|---|---|---|---|---|
| % 30 year fixed refinance | 87.50% | 49.45% | 45.89% | 49.73% | 66.67% | 65.38% | 58.67% | 57.84% | 51.87% |
| avg refi rate | 6.19% | 3.58% | 2.90% | 3.15% | 4.15% | 4.40% | 4.03% | 3.78% | 3.97% |
| % 15 year fixed refinance | 12.50% | 36.81% | 34.57% | 32.90% | 18.45% | 29.49% | 30.67% | 26.49% | 33.61% |
| avg refi rate | 5.38% | 2.72% | 2.39% | 2.70% | 3.55% | 3.65% | 3.15% | 3.00% | 3.26% |
| Avg credit score | 740.00 | 755.05 | 764.84 | 770.19 | 754.89 | 752.46 | 761.43 | 760.80 | 757.78 |
| Avg LTV (loan to value) | 59.00% | 66.49% | 67.68% | 70.33% | 72.79% | 69.23% | 69.10% | 72.59% | 73.31% |
| Avg DTI (debt to income) | 31.50 | 31.07 | 29.95 | 28.71 | 32.54 | 33.05 | 31.46 | 30.61 | 30.21 |
| Avg refinance insurance % | 7.50% | 2.09% | 2.73% | 3.94% | 6.61% | 3.40% | 3.73% | 4.65% | 4.43% |
Best Refinance Brokers around Leon, Iowa 50144
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Leon, Iowa 50144, we have compiled a list of top refinance brokers to assist you in the process.
Name
Address
Contact
Ashley Johnston
Ag and Consumer Lending
116 W State St
Jefferson, IA 50144
(515) 386-4848
ajohnston@ptsbank.com
Chad Leighty
Business and Ag Lending
116 W State St
Jefferson, IA 50144
(515) 386-4848
cleighty@ptsbank.com
David Pedersen
Ag Lending
116 W State St
Jefferson, IA 50144
(515) 386-4848
dpedersen@ptsbank.com
Doug Carman
Loan Officer
116 W State St
Jefferson, IA 50144
(515) 386-4848
dcarman@ptsbank.com
Teresa Hagen
Loan Officer
116 W State St
Jefferson, IA 50144
(515) 386-4848
thagen@ptsbank.com
Address
116 W State St
Jefferson, IA
Contact
(515) 386-4848
Fax (301) 639-0804
ajohnston@ptsbank.com
Address
116 W State St
Jefferson, IA
Contact
(515) 386-4848
Fax (301) 639-0804
cleighty@ptsbank.com
Address
116 W State St
Jefferson, IA
Contact
(515) 386-4848
Fax (301) 639-0804
dpedersen@ptsbank.com