Compare Today’s Refinance Rates for Liberty Center, Iowa 50145
Pureloan's advanced engine provides real-time analysis of refinance lenders to find the best home refinance rates available in Liberty Center, Iowa 50145.
With a 30-year amortization refinance in Liberty Center and surrounding areas of Warren county, our calculations show that you can expect to save up to $3,339 over the lifetime of your mortgage, or a monthly savings of $9. Pureloan explores all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing for Liberty Center, Iowa 50145.
Summary of Average Refinances in Liberty Center, Iowa 50145
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Interactive Refinance Rate Projections for Liberty Center, Iowa 50145
Pureloan has developed an interactive chart to monitor the five largest local lenders in Liberty Center, IA 50145, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Liberty Center, Iowa 50145 from 2024 - 2016
The following historical data provides insights into refinancing trends in Liberty Center, Iowa and the surrounding Warren county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed refinance | 87.50% | 49.45% | 45.89% | 49.73% | 66.67% | 65.38% | 58.67% | 57.84% | 51.87% |
avg refi rate | 6.19% | 3.58% | 2.90% | 3.15% | 4.15% | 4.40% | 4.03% | 3.78% | 3.97% |
% 15 year fixed refinance | 12.50% | 36.81% | 34.57% | 32.90% | 18.45% | 29.49% | 30.67% | 26.49% | 33.61% |
avg refi rate | 5.38% | 2.72% | 2.39% | 2.70% | 3.55% | 3.65% | 3.15% | 3.00% | 3.26% |
Avg credit score | 740.00 | 755.05 | 764.84 | 770.19 | 754.89 | 752.46 | 761.43 | 760.80 | 757.78 |
Avg LTV (loan to value) | 59.00% | 66.49% | 67.68% | 70.33% | 72.79% | 69.23% | 69.10% | 72.59% | 73.31% |
Avg DTI (debt to income) | 31.50 | 31.07 | 29.95 | 28.71 | 32.54 | 33.05 | 31.46 | 30.61 | 30.21 |
Avg refinance insurance % | 7.50% | 2.09% | 2.73% | 3.94% | 6.61% | 3.40% | 3.73% | 4.65% | 4.43% |
Best Refinance Brokers around Liberty Center, Iowa 50145
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Liberty Center, Iowa 50145, we have compiled a list of top refinance brokers to assist you in the process.
Denae Neisess
Loan Administrative Assistant
PO Box 736
Marshalltown, IA 50145
(641) 753-4040
denaen@gnbbank.com
Jessica Vint
Branch Manager
PO Box 736
Marshalltown, IA 50145
(641) 753-4040
jessicav@gnbbank.com
Dustin Andersen
Residential Mortgage Originator
105 E 2nd Street
Madrid, IA 50145
(515) 795-3807
dandersen@citystatebank.com
Ashley Johnston
Ag and Consumer Lending
116 W State St
Jefferson, IA 50145
(515) 386-4848
ajohnston@ptsbank.com
Chad Leighty
Business and Ag Lending
116 W State St
Jefferson, IA 50145
(515) 386-4848
cleighty@ptsbank.com
Address
PO Box 736
Marshalltown, IA
Contact
(641) 753-4040
Fax (301) 639-0804
denaen@gnbbank.com
Address
PO Box 736
Marshalltown, IA
Contact
(641) 753-4040
Fax (301) 639-0804
jessicav@gnbbank.com
Address
105 E 2nd Street
Madrid, IA
Contact
(515) 795-3807
Fax (301) 639-0804
dandersen@citystatebank.com