Compare Today’s Refinance Rates for Lineville, Iowa 50147
Pureloan's search engine analyzes refinance lenders to provide you with the best real-time home refinance rates in Lineville, Iowa 50147.
Our search engine evaluates all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing in Lineville, Iowa 50147. For 30-year amortization refinancing, you can expect lifetime cash savings of $3,463 or $10 per month in Lineville and other parts of Wayne county.
Summary of Average Refinances in Lineville, Iowa 50147
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Interactive Refinance Rate Projections for Lineville, Iowa 50147
Pureloan has developed an interactive chart to monitor the five largest local lenders in Lineville, IA 50147, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Lineville, Iowa 50147 from 2024 - 2016
The following historical data provides insights into refinancing trends in Lineville, Iowa and the surrounding Wayne county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
| 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
|---|---|---|---|---|---|---|---|---|---|
| % 30 year fixed refinance | 87.50% | 49.45% | 45.89% | 49.73% | 66.67% | 65.38% | 58.67% | 57.84% | 51.87% |
| avg refi rate | 6.19% | 3.58% | 2.90% | 3.15% | 4.15% | 4.40% | 4.03% | 3.78% | 3.97% |
| % 15 year fixed refinance | 12.50% | 36.81% | 34.57% | 32.90% | 18.45% | 29.49% | 30.67% | 26.49% | 33.61% |
| avg refi rate | 5.38% | 2.72% | 2.39% | 2.70% | 3.55% | 3.65% | 3.15% | 3.00% | 3.26% |
| Avg credit score | 740.00 | 755.05 | 764.84 | 770.19 | 754.89 | 752.46 | 761.43 | 760.80 | 757.78 |
| Avg LTV (loan to value) | 59.00% | 66.49% | 67.68% | 70.33% | 72.79% | 69.23% | 69.10% | 72.59% | 73.31% |
| Avg DTI (debt to income) | 31.50 | 31.07 | 29.95 | 28.71 | 32.54 | 33.05 | 31.46 | 30.61 | 30.21 |
| Avg refinance insurance % | 7.50% | 2.09% | 2.73% | 3.94% | 6.61% | 3.40% | 3.73% | 4.65% | 4.43% |
Best Refinance Brokers around Lineville, Iowa 50147
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Lineville, Iowa 50147, we have compiled a list of top refinance brokers to assist you in the process.
Denae Neisess
Loan Administrative Assistant
PO Box 736
Marshalltown, IA 50147
(641) 753-4040
denaen@gnbbank.com
Jessica Vint
Branch Manager
PO Box 736
Marshalltown, IA 50147
(641) 753-4040
jessicav@gnbbank.com
Dustin Andersen
Residential Mortgage Originator
105 E 2nd Street
Madrid, IA 50147
(515) 795-3807
dandersen@citystatebank.com
Ashley Johnston
Ag and Consumer Lending
116 W State St
Jefferson, IA 50147
(515) 386-4848
ajohnston@ptsbank.com
Chad Leighty
Business and Ag Lending
116 W State St
Jefferson, IA 50147
(515) 386-4848
cleighty@ptsbank.com
Address
PO Box 736
Marshalltown, IA
Contact
(641) 753-4040
Fax (301) 639-0804
denaen@gnbbank.com
Address
PO Box 736
Marshalltown, IA
Contact
(641) 753-4040
Fax (301) 639-0804
jessicav@gnbbank.com
Address
105 E 2nd Street
Madrid, IA
Contact
(515) 795-3807
Fax (301) 639-0804
dandersen@citystatebank.com