Compare Today’s Refinance Rates for Logan, Iowa 51546
Pureloan's advanced engine provides real-time analysis of refinance lenders to find the best home refinance rates available in Logan, Iowa 51546.
With a 30-year amortization refinance in Logan and surrounding areas of Harrison county, our calculations show that you can expect to save up to $5,311 over the lifetime of your mortgage, or a monthly savings of $15. Pureloan explores all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing for Logan, Iowa 51546.
Summary of Average Refinances in Logan, Iowa 51546
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Interactive Refinance Rate Projections for Logan, Iowa 51546
Pureloan has developed an interactive chart to monitor the five largest local lenders in Logan, IA 51546, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Logan, Iowa 51546 from 2024 - 2016
The following historical data provides insights into refinancing trends in Logan, Iowa and the surrounding Harrison county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
| 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
|---|---|---|---|---|---|---|---|---|---|
| % 30 year fixed refinance | 100.00% | 57.89% | 32.10% | 21.88% | 53.33% | 77.78% | 40.00% | 35.71% | 66.67% |
| avg refi rate | 5.88% | 4.65% | 2.94% | 2.96% | 4.02% | 4.55% | 3.95% | 3.77% | 3.97% |
| % 15 year fixed refinance | 15.79% | 48.15% | 53.13% | 26.67% | 22.22% | 48.00% | 35.71% | 23.81% | |
| avg refi rate | 2.38% | 2.36% | 2.54% | 3.38% | 4.19% | 3.19% | 2.98% | 3.15% | |
| Avg credit score | 733.00 | 734.63 | 755.30 | 762.57 | 756.87 | 736.56 | 742.44 | 747.93 | 755.14 |
| Avg LTV (loan to value) | 73.33% | 69.16% | 67.05% | 65.78% | 73.80% | 74.67% | 71.48% | 64.14% | 70.00% |
| Avg DTI (debt to income) | 25.33 | 30.53 | 28.53 | 28.14 | 24.73 | 32.11 | 32.32 | 25.36 | 28.00 |
| Avg refinance insurance % | 8.33% | 0.63% | 3.63% | 3.20% | 4.80% | 2.00% | 1.96% | 2.14% | 3.81% |
Best Refinance Brokers around Logan, Iowa 51546
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Logan, Iowa 51546, we have compiled a list of top refinance brokers to assist you in the process.
Jessica Bosworth
Loan officer
321 E. Erie
Missouri Valley, IA 51546
(800) 642-1322
jhbosworth@msbna.com
Kevin Bogardus
Home Mortgage Consultant
900 Woodbury Ave Ste 5B
Council Bluffs, IA 51546
(712) 325-2660
kevin.bogardus@wellsfargo.com
Mellody Fairbanks
Home Mortgage Consultant
900 Woodbury Ave Ste 5B
Council Bluffs, IA 51546
(712) 325-2660
mellody.fairbanks@wellsfargo.com
Jeffrey Gillespie
Home Mortgage Consultant
900 Woodbury Ave Ste 5B
Council Bluffs, IA 51546
(712) 325-2660
jeffrey.gillespie@wellsfargo.com
Bradley Hamel
Home Mortgage Consultant
900 Woodbury Ave Ste 5B
Council Bluffs, IA 51546
(712) 325-2660
bradley.hamel@wellsfargo.com
Address
321 E. Erie
Missouri Valley, IA
Contact
(800) 642-1322
Fax (301) 639-0804
jhbosworth@msbna.com
Address
900 Woodbury Ave Ste 5B
Council Bluffs, IA
Contact
(712) 325-2660
Fax (301) 639-0804
kevin.bogardus@wellsfargo.com
Address
900 Woodbury Ave Ste 5B
Council Bluffs, IA
Contact
(712) 325-2660
Fax (301) 639-0804
mellody.fairbanks@wellsfargo.com