Compare Today’s Refinance Rates for Luxemburg, Iowa 52056
Pureloan's search engine analyzes refinance lenders to provide you with the best real-time home refinance rates in Luxemburg, Iowa 52056.
Our search engine evaluates all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing in Luxemburg, Iowa 52056. For 30-year amortization refinancing, you can expect lifetime cash savings of $8,170 or $23 per month in Luxemburg and other parts of Dubuque county.
Summary of Average Refinances in Luxemburg, Iowa 52056
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Interactive Refinance Rate Projections for Luxemburg, Iowa 52056
Pureloan has developed an interactive chart to monitor the five largest local lenders in Luxemburg, IA 52056, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Luxemburg, Iowa 52056 from 2024 - 2016
The following historical data provides insights into refinancing trends in Luxemburg, Iowa and the surrounding Dubuque county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed refinance | 100.00% | 54.29% | 50.26% | 50.19% | 69.57% | 56.06% | 46.09% | 40.00% | 60.10% |
avg refi rate | 5.96% | 3.72% | 2.84% | 3.26% | 3.96% | 4.23% | 3.86% | 3.59% | 3.74% |
% 15 year fixed refinance | 28.57% | 32.80% | 31.46% | 17.39% | 30.30% | 42.61% | 45.33% | 23.83% | |
avg refi rate | 3.03% | 2.35% | 2.75% | 3.24% | 3.68% | 2.97% | 2.72% | 2.94% | |
Avg credit score | 755.67 | 729.71 | 751.29 | 760.39 | 760.21 | 753.56 | 762.76 | 768.26 | 759.49 |
Avg LTV (loan to value) | 64.00% | 65.31% | 68.01% | 71.91% | 74.29% | 68.21% | 65.65% | 67.45% | 68.89% |
Avg DTI (debt to income) | 36.67 | 34.49 | 31.68 | 31.00 | 31.30 | 33.45 | 30.85 | 30.22 | 30.48 |
Avg refinance insurance % | 4.00% | 2.11% | 2.80% | 4.33% | 6.30% | 2.58% | 2.13% | 2.33% | 2.22% |
Best Refinance Brokers around Luxemburg, Iowa 52056
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Luxemburg, Iowa 52056, we have compiled a list of top refinance brokers to assist you in the process.
Marla Franzen
Loan Officer
203 N Main St
Maquoketa, IA 52056
(563) 652-2491
mfranzen@maquoketasb.com
Don Green
Loan Officer
203 N Main St
Maquoketa, IA 52056
(563) 673-5711
dgreen@ohnwardbank.com
Kevin L Burns
Loan Officer
203 N Main St
Maquoketa, IA 52056
(563) 652-2491
kburns@maquoketasb.com
Rich Matzen
Loan Officer
203 N Main St
Maquoketa, IA 52056
(563) 242-2265
rmatzen@gatewaysb.com
Brian Nabb, MSB
Loan Officer
203 N Main St
Maquoketa, IA 52056
(563) 689-3535
bnabb@maquoketasb.com
Address
203 N Main St
Maquoketa, IA
Contact
(563) 652-2491
Fax (301) 639-0804
mfranzen@maquoketasb.com
Address
203 N Main St
Maquoketa, IA
Contact
(563) 673-5711
Fax (301) 639-0804
dgreen@ohnwardbank.com
Address
203 N Main St
Maquoketa, IA
Contact
(563) 652-2491
Fax (301) 639-0804
kburns@maquoketasb.com