Compare Today’s Refinance Rates for Lytton, Iowa 50561
Pureloan's search engine provides real-time analysis of refinance lenders to find the best home refinance rates available in Lytton, Iowa 50561.
Our analysis indicates that for 30-year amortization refinancing, you can expect to save up to $2,091 over the lifetime of your mortgage, which translates to a monthly savings of $6 in Lytton and other areas of Calhoun county. We analyze all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing, to provide you with the most suitable options for your financial situation.
Summary of Average Refinances in Lytton, Iowa 50561
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Interactive Refinance Rate Projections for Lytton, Iowa 50561
Pureloan has developed an interactive chart to monitor the five largest local lenders in Lytton, IA 50561, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Lytton, Iowa 50561 from 2024 - 2016
The following historical data provides insights into refinancing trends in Lytton, Iowa and the surrounding Calhoun county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed refinance | 75.00% | 40.43% | 37.05% | 38.83% | 59.70% | 52.00% | 45.76% | 34.15% | 45.59% |
avg refi rate | 6.46% | 3.41% | 2.95% | 3.22% | 4.20% | 4.55% | 3.99% | 3.87% | 3.99% |
% 15 year fixed refinance | 25.00% | 46.81% | 38.85% | 35.74% | 25.37% | 36.00% | 35.59% | 43.90% | 44.12% |
avg refi rate | 5.00% | 2.85% | 2.41% | 2.62% | 3.51% | 3.83% | 3.24% | 3.04% | 3.15% |
Avg credit score | 714.50 | 752.81 | 755.29 | 764.57 | 749.01 | 735.44 | 747.68 | 748.01 | 751.31 |
Avg LTV (loan to value) | 76.25% | 66.40% | 70.87% | 72.68% | 72.55% | 70.04% | 67.15% | 67.40% | 70.76% |
Avg DTI (debt to income) | 40.75 | 33.30 | 29.97 | 28.54 | 30.46 | 33.84 | 28.73 | 29.09 | 30.75 |
Avg refinance insurance % | 7.50% | 4.98% | 4.09% | 4.20% | 4.84% | 3.92% | 2.17% | 3.61% | 2.29% |
Best Refinance Brokers around Lytton, Iowa 50561
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Lytton, Iowa 50561, we have compiled a list of top refinance brokers to assist you in the process.
Chad Kaeppel
Loan Officer
PO Box 1009
Cedar Falls, IA 50561
(319) 266-7531
chad@cfccu.org
Scott Becker
Assist.VP/Loan Officer
1306 5th Streeet
Gilbertville, IA 50561
(319) 296-1410
scott.becker@fsb1879.com
Heidi Abben
Loan Officers
PO Box 837
Waverly, IA 50561
(319) 352-1340
heidi.abben@myfnbbank.com
Shirley McKenzie
Loan Officer
PO Box 837
Waverly, IA 50561
(319) 483-4829
shirley.mckenzie@myfnbbank.com
Anthony Marzen
Loan Officer
230 1st St E
Independence, IA 50561
(319) 334-7181
anthony.marzen@bankiowa.com
Address
PO Box 1009
Cedar Falls, IA
Contact
(319) 266-7531
Fax (301) 639-0804
chad@cfccu.org
Address
1306 5th Streeet
Gilbertville, IA
Contact
(319) 296-1410
Fax (301) 639-0804
scott.becker@fsb1879.com
Address
PO Box 837
Waverly, IA
Contact
(319) 352-1340
Fax (301) 639-0804
heidi.abben@myfnbbank.com