Compare Today’s Refinance Rates for Macedonia, Iowa 51549
Pureloan's search engine analyzes refinance lenders to provide you with the best real-time home refinance rates in Macedonia, Iowa 51549.
Our search engine evaluates all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing in Macedonia, Iowa 51549. For 30-year amortization refinancing, you can expect lifetime cash savings of $3,946 or $11 per month in Macedonia and other parts of Pottawattamie county.
Summary of Average Refinances in Macedonia, Iowa 51549
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Interactive Refinance Rate Projections for Macedonia, Iowa 51549
Pureloan has developed an interactive chart to monitor the five largest local lenders in Macedonia, IA 51549, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Macedonia, Iowa 51549 from 2024 - 2016
The following historical data provides insights into refinancing trends in Macedonia, Iowa and the surrounding Pottawattamie county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed refinance | 100.00% | 57.89% | 32.10% | 21.88% | 53.33% | 77.78% | 40.00% | 35.71% | 66.67% |
avg refi rate | 5.88% | 4.65% | 2.94% | 2.96% | 4.02% | 4.55% | 3.95% | 3.77% | 3.97% |
% 15 year fixed refinance | 15.79% | 48.15% | 53.13% | 26.67% | 22.22% | 48.00% | 35.71% | 23.81% | |
avg refi rate | 2.38% | 2.36% | 2.54% | 3.38% | 4.19% | 3.19% | 2.98% | 3.15% | |
Avg credit score | 733.00 | 734.63 | 755.30 | 762.57 | 756.87 | 736.56 | 742.44 | 747.93 | 755.14 |
Avg LTV (loan to value) | 73.33% | 69.16% | 67.05% | 65.78% | 73.80% | 74.67% | 71.48% | 64.14% | 70.00% |
Avg DTI (debt to income) | 25.33 | 30.53 | 28.53 | 28.14 | 24.73 | 32.11 | 32.32 | 25.36 | 28.00 |
Avg refinance insurance % | 8.33% | 0.63% | 3.63% | 3.20% | 4.80% | 2.00% | 1.96% | 2.14% | 3.81% |
Best Refinance Brokers around Macedonia, Iowa 51549
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Macedonia, Iowa 51549, we have compiled a list of top refinance brokers to assist you in the process.
Jessica Bosworth
Loan officer
321 E. Erie
Missouri Valley, IA 51549
(800) 642-1322
jhbosworth@msbna.com
Kevin Bogardus
Home Mortgage Consultant
900 Woodbury Ave Ste 5B
Council Bluffs, IA 51549
(712) 325-2660
kevin.bogardus@wellsfargo.com
Mellody Fairbanks
Home Mortgage Consultant
900 Woodbury Ave Ste 5B
Council Bluffs, IA 51549
(712) 325-2660
mellody.fairbanks@wellsfargo.com
Jeffrey Gillespie
Home Mortgage Consultant
900 Woodbury Ave Ste 5B
Council Bluffs, IA 51549
(712) 325-2660
jeffrey.gillespie@wellsfargo.com
Bradley Hamel
Home Mortgage Consultant
900 Woodbury Ave Ste 5B
Council Bluffs, IA 51549
(712) 325-2660
bradley.hamel@wellsfargo.com
Address
321 E. Erie
Missouri Valley, IA
Contact
(800) 642-1322
Fax (301) 639-0804
jhbosworth@msbna.com
Address
900 Woodbury Ave Ste 5B
Council Bluffs, IA
Contact
(712) 325-2660
Fax (301) 639-0804
kevin.bogardus@wellsfargo.com
Address
900 Woodbury Ave Ste 5B
Council Bluffs, IA
Contact
(712) 325-2660
Fax (301) 639-0804
mellody.fairbanks@wellsfargo.com