Compare Today’s Refinance Rates for Mallard, Iowa 50562
Pureloan's search engine analyzes refinance lenders to provide you with the best real-time home refinance rates in Mallard, Iowa 50562.
Our search engine evaluates all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing in Mallard, Iowa 50562. For 30-year amortization refinancing, you can expect lifetime cash savings of $2,279 or $6 per month in Mallard and other parts of Palo Alto county.
Summary of Average Refinances in Mallard, Iowa 50562
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Interactive Refinance Rate Projections for Mallard, Iowa 50562
Pureloan has developed an interactive chart to monitor the five largest local lenders in Mallard, IA 50562, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Mallard, Iowa 50562 from 2024 - 2016
The following historical data provides insights into refinancing trends in Mallard, Iowa and the surrounding Palo Alto county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed refinance | 75.00% | 40.43% | 37.05% | 38.83% | 59.70% | 52.00% | 45.76% | 34.15% | 45.59% |
avg refi rate | 6.46% | 3.41% | 2.95% | 3.22% | 4.20% | 4.55% | 3.99% | 3.87% | 3.99% |
% 15 year fixed refinance | 25.00% | 46.81% | 38.85% | 35.74% | 25.37% | 36.00% | 35.59% | 43.90% | 44.12% |
avg refi rate | 5.00% | 2.85% | 2.41% | 2.62% | 3.51% | 3.83% | 3.24% | 3.04% | 3.15% |
Avg credit score | 714.50 | 752.81 | 755.29 | 764.57 | 749.01 | 735.44 | 747.68 | 748.01 | 751.31 |
Avg LTV (loan to value) | 76.25% | 66.40% | 70.87% | 72.68% | 72.55% | 70.04% | 67.15% | 67.40% | 70.76% |
Avg DTI (debt to income) | 40.75 | 33.30 | 29.97 | 28.54 | 30.46 | 33.84 | 28.73 | 29.09 | 30.75 |
Avg refinance insurance % | 7.50% | 4.98% | 4.09% | 4.20% | 4.84% | 3.92% | 2.17% | 3.61% | 2.29% |
Best Refinance Brokers around Mallard, Iowa 50562
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Mallard, Iowa 50562, we have compiled a list of top refinance brokers to assist you in the process.
Chad Kaeppel
Loan Officer
PO Box 1009
Cedar Falls, IA 50562
(319) 266-7531
chad@cfccu.org
Scott Becker
Assist.VP/Loan Officer
1306 5th Streeet
Gilbertville, IA 50562
(319) 296-1410
scott.becker@fsb1879.com
Heidi Abben
Loan Officers
PO Box 837
Waverly, IA 50562
(319) 352-1340
heidi.abben@myfnbbank.com
Shirley McKenzie
Loan Officer
PO Box 837
Waverly, IA 50562
(319) 483-4829
shirley.mckenzie@myfnbbank.com
Anthony Marzen
Loan Officer
230 1st St E
Independence, IA 50562
(319) 334-7181
anthony.marzen@bankiowa.com
Address
PO Box 1009
Cedar Falls, IA
Contact
(319) 266-7531
Fax (301) 639-0804
chad@cfccu.org
Address
1306 5th Streeet
Gilbertville, IA
Contact
(319) 296-1410
Fax (301) 639-0804
scott.becker@fsb1879.com
Address
PO Box 837
Waverly, IA
Contact
(319) 352-1340
Fax (301) 639-0804
heidi.abben@myfnbbank.com