Compare Today’s Refinance Rates for Mason City, Iowa

Our search engine analyzes refinance lenders to give you the best real-time home refi rates for Mason City, Iowa 50402. Search for cash-out refi, lower interest rates, or a home equity loan. For 30-year amortization refinancing, expect lifetime cash savings are $3,415 or $9 / month in Mason City and other areas of Cerro Gordo county.

Pureloan analyzes all refinance loan options including HELOC, short home refinancing, and positive equity refinancing for Mason City, Iowa 50402.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

Summary of Average Refinance Terms in Mason City, Iowa 50402

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Customized Refinance Rate Projections for Mason City, IA

Source: Fannie Mae and Freddie Mac


For refinance rate forecasts and predictions in Mason City, IA 50402, Pureloan has created an interactive chart to track the 5 largest local lenders for refi's and cash-out's. Historical rates are based on closed refinancings, and projections are based on proprietary modeling.

Local Refinance Rates for Mason City, IA

Refinance Rates for Mason City, Iowa 50402 from 2013 - 2020

Below are historical data on refinancing in Mason City, Iowa and around Cerro Gordo county based on loan type, credit score, LTV and other parameters. This data is produced from actual closed home refinancings.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed refinance 47.78% 40.32% 40.05% 37.86% 56.63% 52.17% 57.84% 57.45%
avg refi rate 4.79% 4.38% 3.90% 3.63% 4.48% 3.97% 3.78% 3.95%
% 15 year fixed refinance 33.45% 36.45% 41.67% 48.54% 33.73% 33.99% 26.49% 29.79%
avg refi rate 4.15% 3.71% 3.19% 2.83% 3.50% 3.26% 3.00% 3.03%
Avg credit score 766.83 768.66 773.43 766.56 755.49 757.97 760.71 767.21
Avg LTV (loan to value) 68.76% 69.60% 70.42% 70.39% 70.27% 73.19% 72.59% 70.07%
Avg DTI (debt to income) 29.54 27.96 28.67 29.09 33.35 30.06 30.61 31.53
Avg refinance insurance % 2.30% 2.52% 3.06% 3.34% 4.75% 4.36% 4.65% 4.13%

Data produced from the Financial Report of the US Government

Best Refinance Brokers Around Mason City, Iowa 50402

Whether you are looking to refinance your existing mortgage or obtain a cash-out refi in Mason City, Iowa 50402, we have compiled a list of the leading refinance brokers to guide you.

Name
Address
Contact

Lindsey Tell

Mortgage Lending Officer

425 Tiffany Drive

Mason City, IA 50402

(641) 423-7121

ltell@clearlakebank.com

Casey Purcell

Mortgage Lending Officer

425 Tiffany Drive

Mason City, IA 50402

(641) 423-7121

cpurcell@clearlakebank.com

Brigitte DeBell

Mortgage Lending Officer

425 Tiffany Drive

Mason City, IA 50402

(641) 423-7121

bdebell@clearlakebank.com

Ben Schmitt

Mortgage Lending Officer

425 Tiffany Drive

Mason City, IA 50402

(641) 423-7121

bschmitt@clearlakebank.com

Abby Cunningham

Mortgage Lending Officer

425 Tiffany Drive

Mason City, IA 50402

(641) 423-7121

acunningham@clearlakebank.com

Address

425 Tiffany Drive

Mason City, IA

Contact

(641) 423-7121

Fax (301) 639-0804

ltell@clearlakebank.com

Address

425 Tiffany Drive

Mason City, IA

Contact

(641) 423-7121

Fax (301) 639-0804

cpurcell@clearlakebank.com

Address

425 Tiffany Drive

Mason City, IA

Contact

(641) 423-7121

Fax (301) 639-0804

bdebell@clearlakebank.com

Refinancing News for Mason City, Iowa 50402