Compare Today’s Refinance Rates for Mc Gregor, Iowa 52157
Pureloan's advanced engine provides real-time analysis of refinance lenders to find the best home refinance rates available in Mc Gregor, Iowa 52157.
With a 30-year amortization refinance in Mc Gregor and surrounding areas of Clayton county, our calculations show that you can expect to save up to $3,090 over the lifetime of your mortgage, or a monthly savings of $9. Pureloan explores all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing for Mc Gregor, Iowa 52157.
Summary of Average Refinances in Mc Gregor, Iowa 52157
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Interactive Refinance Rate Projections for Mc Gregor, Iowa 52157
Pureloan has developed an interactive chart to monitor the five largest local lenders in Mc Gregor, IA 52157, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Mc Gregor, Iowa 52157 from 2024 - 2016
The following historical data provides insights into refinancing trends in Mc Gregor, Iowa and the surrounding Clayton county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed refinance | 100.00% | 54.29% | 50.26% | 50.19% | 69.57% | 56.06% | 46.09% | 40.00% | 60.10% |
avg refi rate | 5.96% | 3.72% | 2.84% | 3.26% | 3.96% | 4.23% | 3.86% | 3.59% | 3.74% |
% 15 year fixed refinance | 28.57% | 32.80% | 31.46% | 17.39% | 30.30% | 42.61% | 45.33% | 23.83% | |
avg refi rate | 3.03% | 2.35% | 2.75% | 3.24% | 3.68% | 2.97% | 2.72% | 2.94% | |
Avg credit score | 755.67 | 729.71 | 751.29 | 760.39 | 760.21 | 753.56 | 762.76 | 768.26 | 759.49 |
Avg LTV (loan to value) | 64.00% | 65.31% | 68.01% | 71.91% | 74.29% | 68.21% | 65.65% | 67.45% | 68.89% |
Avg DTI (debt to income) | 36.67 | 34.49 | 31.68 | 31.00 | 31.30 | 33.45 | 30.85 | 30.22 | 30.48 |
Avg refinance insurance % | 4.00% | 2.11% | 2.80% | 4.33% | 6.30% | 2.58% | 2.13% | 2.33% | 2.22% |
Best Refinance Brokers around Mc Gregor, Iowa 52157
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Mc Gregor, Iowa 52157, we have compiled a list of top refinance brokers to assist you in the process.
Barry K Fruechte
Loan Officer
118 Main St NE # 8
New Albin, IA 52157
(563) 544-4214
barry@newalbinsavingsbank.com
Pete Johnson
Loan Officer
2525 Muscatine Ave
Iowa City, IA 52157
(319) 341-2213
petejohnson@uiccu.org
Ryan Doehrmann
Loan Officer
500 Iowa Ave
Iowa City, IA 52157
(319) 341-2130
rdoehrmann@uiccu.org
Matt Frascht
Loan Officer
1151 2nd St
Coralville, IA 52157
(319) 341-3062
mfrascht@uiccu.org
Jessica Greving
Loan Officer
2461 10th St Ste 308
Coralville, IA 52157
(319) 354-7501
jessicagreving@yahoo.com
Address
118 Main St NE # 8
New Albin, IA
Contact
(563) 544-4214
Fax (301) 639-0804
barry@newalbinsavingsbank.com
Address
2525 Muscatine Ave
Iowa City, IA
Contact
(319) 341-2213
Fax (301) 639-0804
petejohnson@uiccu.org
Address
500 Iowa Ave
Iowa City, IA
Contact
(319) 341-2130
Fax (301) 639-0804
rdoehrmann@uiccu.org