Compare Today’s Refinance Rates for Meriden, Iowa 51037
Pureloan's search engine provides real-time analysis of refinance lenders to find the best home refinance rates available in Meriden, Iowa 51037.
Our analysis indicates that for 30-year amortization refinancing, you can expect to save up to $4,250 over the lifetime of your mortgage, which translates to a monthly savings of $12 in Meriden and other areas of Cherokee county. We analyze all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing, to provide you with the most suitable options for your financial situation.
Summary of Average Refinances in Meriden, Iowa 51037
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Interactive Refinance Rate Projections for Meriden, Iowa 51037
Pureloan has developed an interactive chart to monitor the five largest local lenders in Meriden, IA 51037, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Meriden, Iowa 51037 from 2024 - 2016
The following historical data provides insights into refinancing trends in Meriden, Iowa and the surrounding Cherokee county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed refinance | 57.14% | 54.69% | 52.94% | 48.12% | 70.59% | 62.22% | 52.31% | 43.80% | 44.44% |
avg refi rate | 6.03% | 4.08% | 2.85% | 3.04% | 3.97% | 4.32% | 4.06% | 3.70% | 3.86% |
% 15 year fixed refinance | 28.57% | 23.44% | 33.01% | 36.20% | 25.49% | 22.22% | 30.77% | 50.41% | 40.74% |
avg refi rate | 5.44% | 3.10% | 2.28% | 2.58% | 3.36% | 3.77% | 3.16% | 2.84% | 3.03% |
Avg credit score | 757.14 | 739.92 | 753.81 | 762.16 | 759.57 | 747.76 | 739.49 | 756.75 | 755.65 |
Avg LTV (loan to value) | 53.29% | 69.28% | 69.12% | 70.58% | 77.14% | 71.98% | 72.20% | 69.17% | 69.77% |
Avg DTI (debt to income) | 30.71 | 32.77 | 29.99 | 28.32 | 31.20 | 30.89 | 32.09 | 28.45 | 27.86 |
Avg refinance insurance % | 1.71% | 4.25% | 4.69% | 3.56% | 8.82% | 4.33% | 4.14% | 4.02% | 4.23% |
Best Refinance Brokers around Meriden, Iowa 51037
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Meriden, Iowa 51037, we have compiled a list of top refinance brokers to assist you in the process.
Tony Gordon
Loan officer
105 Albany Ave SE
Orange City, IA 51037
(712) 737-4818
nora.mulder@iowastatebank.net
Kristin Kleinwolterink
Loan officer
105 N Main St
Paullina, IA 51037
(712) 949-3456
paul.struve@iowastatebank.net
Trey Else
Loan Officer
PO Box 110
Holstein, IA 51037
(712) 368-2220
telse@nevadacb.com
Holly June
Loan Officer
251 Reed St
Akron, IA 51037
(712) 568-2472
hjune@snbonline.com
Janelle Noreen
Loan Officer
251 Reed St
Akron, IA 51037
(712) 568-2472
jnoreen@snbonline.com
Address
105 Albany Ave SE
Orange City, IA
Contact
(712) 737-4818
Fax (301) 639-0804
nora.mulder@iowastatebank.net
Address
105 N Main St
Paullina, IA
Contact
(712) 949-3456
Fax (301) 639-0804
paul.struve@iowastatebank.net
Address
PO Box 110
Holstein, IA
Contact
(712) 368-2220
Fax (301) 639-0804
telse@nevadacb.com