Compare Today’s Refinance Rates for Middle Amana, Iowa 52307
Pureloan's advanced engine provides real-time analysis of refinance lenders to find the best home refinance rates available in Middle Amana, Iowa 52307.
With a 30-year amortization refinance in Middle Amana and surrounding areas of Iowa county, our calculations show that you can expect to save up to $4,857 over the lifetime of your mortgage, or a monthly savings of $13. Pureloan explores all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing for Middle Amana, Iowa 52307.
Summary of Average Refinances in Middle Amana, Iowa 52307
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Interactive Refinance Rate Projections for Middle Amana, Iowa 52307
Pureloan has developed an interactive chart to monitor the five largest local lenders in Middle Amana, IA 52307, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Middle Amana, Iowa 52307 from 2024 - 2016
The following historical data provides insights into refinancing trends in Middle Amana, Iowa and the surrounding Iowa county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed refinance | 88.89% | 56.57% | 54.38% | 58.81% | 63.47% | 63.46% | 56.76% | 64.61% | 57.38% |
avg refi rate | 5.95% | 3.57% | 2.83% | 3.11% | 3.91% | 4.31% | 3.87% | 3.74% | 3.81% |
% 15 year fixed refinance | 31.43% | 32.35% | 32.07% | 22.16% | 30.77% | 28.38% | 25.93% | 22.78% | |
avg refi rate | 2.69% | 2.35% | 2.65% | 3.43% | 3.74% | 3.27% | 2.88% | 3.06% | |
Avg credit score | 749.44 | 797.31 | 761.24 | 766.57 | 762.95 | 751.72 | 755.57 | 755.27 | 762.18 |
Avg LTV (loan to value) | 70.78% | 68.07% | 69.03% | 71.83% | 75.44% | 72.67% | 71.02% | 74.19% | 72.89% |
Avg DTI (debt to income) | 34.00 | 31.52 | 29.85 | 29.03 | 31.23 | 32.41 | 30.95 | 30.83 | 29.46 |
Avg refinance insurance % | 4.00% | 2.09% | 3.00% | 5.09% | 6.94% | 4.03% | 3.77% | 4.81% | 3.08% |
Best Refinance Brokers around Middle Amana, Iowa 52307
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Middle Amana, Iowa 52307, we have compiled a list of top refinance brokers to assist you in the process.
Mary Schmidt
Loan Officer
10030 Highway 149
North English, IA 52307
(319) 664-3311
mschmidt@midwestone.com
Justin Dix
Loan Officer
PO Box 188
Mount Vernon, IA 52307
(319) 895-8835
jdix@mountvernonbank.com
Deb Kougias
Loan Officer
PO Box 188
Mount Vernon, IA 52307
(319) 895-8835
dkougias@mountvernonbank.com
David Ryan
CEO/ President/Loan Officer
PO Box 188
Mount Vernon, IA 52307
(319) 895-8835
dryan@mountvernonbank.com
Craig Smith
Loan Officer
PO Box 188
Mount Vernon, IA 52307
(319) 895-8835
csmith@mountvernonbank.com
Address
10030 Highway 149
North English, IA
Contact
(319) 664-3311
Fax (301) 639-0804
mschmidt@midwestone.com
Address
PO Box 188
Mount Vernon, IA
Contact
(319) 895-8835
Fax (301) 639-0804
jdix@mountvernonbank.com
Address
PO Box 188
Mount Vernon, IA
Contact
(319) 895-8835
Fax (301) 639-0804
dkougias@mountvernonbank.com