Compare Today’s Refinance Rates for Mineola, Iowa 51554
Pureloan's search engine provides real-time analysis of refinance lenders to find the best home refinance rates available in Mineola, Iowa 51554.
Our analysis indicates that for 30-year amortization refinancing, you can expect to save up to $4,250 over the lifetime of your mortgage, which translates to a monthly savings of $12 in Mineola and other areas of Mills county. We analyze all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing, to provide you with the most suitable options for your financial situation.
Summary of Average Refinances in Mineola, Iowa 51554
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Interactive Refinance Rate Projections for Mineola, Iowa 51554
Pureloan has developed an interactive chart to monitor the five largest local lenders in Mineola, IA 51554, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Mineola, Iowa 51554 from 2024 - 2016
The following historical data provides insights into refinancing trends in Mineola, Iowa and the surrounding Mills county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed refinance | 100.00% | 57.89% | 32.10% | 21.88% | 53.33% | 77.78% | 40.00% | 35.71% | 66.67% |
avg refi rate | 5.88% | 4.65% | 2.94% | 2.96% | 4.02% | 4.55% | 3.95% | 3.77% | 3.97% |
% 15 year fixed refinance | 15.79% | 48.15% | 53.13% | 26.67% | 22.22% | 48.00% | 35.71% | 23.81% | |
avg refi rate | 2.38% | 2.36% | 2.54% | 3.38% | 4.19% | 3.19% | 2.98% | 3.15% | |
Avg credit score | 733.00 | 734.63 | 755.30 | 762.57 | 756.87 | 736.56 | 742.44 | 747.93 | 755.14 |
Avg LTV (loan to value) | 73.33% | 69.16% | 67.05% | 65.78% | 73.80% | 74.67% | 71.48% | 64.14% | 70.00% |
Avg DTI (debt to income) | 25.33 | 30.53 | 28.53 | 28.14 | 24.73 | 32.11 | 32.32 | 25.36 | 28.00 |
Avg refinance insurance % | 8.33% | 0.63% | 3.63% | 3.20% | 4.80% | 2.00% | 1.96% | 2.14% | 3.81% |
Best Refinance Brokers around Mineola, Iowa 51554
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Mineola, Iowa 51554, we have compiled a list of top refinance brokers to assist you in the process.
Jessica Bosworth
Loan officer
321 E. Erie
Missouri Valley, IA 51554
(800) 642-1322
jhbosworth@msbna.com
Jon Baier
Ag/Commercial Loan Officer
101 W Washington St
Clarinda, IA 51554
(712) 542-2121
jbaier@bankiowabanks.com
Scott Sunderman
Ag/Commercial Loan Officer
101 W Washington St
Clarinda, IA 51554
(712) 542-2121
ssunderman@bankiowabanks.com
Jennifer McCall
Residential/Consumer Loan Officer
101 W Washington St
Clarinda, IA 51554
(712) 542-2121
jmccall@bankiowabanks.com
David Sunderman
Branch Manager
1205 South 16th Street, B,
Clarinda, IA 51554
(866) 461-7101
dsunderman@castlecookemortgage.com
Address
321 E. Erie
Missouri Valley, IA
Contact
(800) 642-1322
Fax (301) 639-0804
jhbosworth@msbna.com
Address
101 W Washington St
Clarinda, IA
Contact
(712) 542-2121
Fax (301) 639-0804
jbaier@bankiowabanks.com
Address
101 W Washington St
Clarinda, IA
Contact
(712) 542-2121
Fax (301) 639-0804
ssunderman@bankiowabanks.com