Compare Today’s Refinance Rates for Montpelier, Iowa 52759
Pureloan's search engine provides real-time analysis of refinance lenders to find the best home refinance rates available in Montpelier, Iowa 52759.
Our analysis indicates that for 30-year amortization refinancing, you can expect to save up to $3,339 over the lifetime of your mortgage, which translates to a monthly savings of $9 in Montpelier and other areas of Muscatine county. We analyze all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing, to provide you with the most suitable options for your financial situation.
Summary of Average Refinances in Montpelier, Iowa 52759
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Interactive Refinance Rate Projections for Montpelier, Iowa 52759
Pureloan has developed an interactive chart to monitor the five largest local lenders in Montpelier, IA 52759, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Montpelier, Iowa 52759 from 2024 - 2016
The following historical data provides insights into refinancing trends in Montpelier, Iowa and the surrounding Muscatine county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
| 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
|---|---|---|---|---|---|---|---|---|---|
| % 30 year fixed refinance | 100.00% | 54.29% | 50.26% | 50.19% | 69.57% | 56.06% | 46.09% | 40.00% | 60.10% |
| avg refi rate | 5.96% | 3.72% | 2.84% | 3.26% | 3.96% | 4.23% | 3.86% | 3.59% | 3.74% |
| % 15 year fixed refinance | 28.57% | 32.80% | 31.46% | 17.39% | 30.30% | 42.61% | 45.33% | 23.83% | |
| avg refi rate | 3.03% | 2.35% | 2.75% | 3.24% | 3.68% | 2.97% | 2.72% | 2.94% | |
| Avg credit score | 755.67 | 729.71 | 751.29 | 760.39 | 760.21 | 753.56 | 762.76 | 768.26 | 759.49 |
| Avg LTV (loan to value) | 64.00% | 65.31% | 68.01% | 71.91% | 74.29% | 68.21% | 65.65% | 67.45% | 68.89% |
| Avg DTI (debt to income) | 36.67 | 34.49 | 31.68 | 31.00 | 31.30 | 33.45 | 30.85 | 30.22 | 30.48 |
| Avg refinance insurance % | 4.00% | 2.11% | 2.80% | 4.33% | 6.30% | 2.58% | 2.13% | 2.33% | 2.22% |
Best Refinance Brokers around Montpelier, Iowa 52759
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Montpelier, Iowa 52759, we have compiled a list of top refinance brokers to assist you in the process.
Sharon Hahn
Loan Officer/Branch Manager
2017 Cedar Plaza Dr
Muscatine, IA 52759
(63) 262-4218
shahn@fnbmusc.com
Wayne Johanson
Vice President, Commercial Loan Officer
300 East Second Street
Muscatine, IA 52759
(563) 263-4221
wjohanson@fnbmusc.com
Nathan Meineke
Vice President, Agricultural/Commercial Loan Officer
300 East Second Street
Muscatine, IA 52759
(563) 263-4221
nmeineke@fnbmusc.com
Ron Monahan
Vice President, Commercial Loan Officer
300 East Second Street
Muscatine, IA 52759
(563) 263-4221
rmonahan@fnbmusc.com
Teresa Schaper
Vice President, Commercial Loan Officer
300 East Second Street
Muscatine, IA 52759
(563) 263-4221
tschaper@fnbmusc.com
Address
2017 Cedar Plaza Dr
Muscatine, IA
Contact
(63) 262-4218
Fax (301) 639-0804
shahn@fnbmusc.com
Address
300 East Second Street
Muscatine, IA
Contact
(563) 263-4221
Fax (301) 639-0804
wjohanson@fnbmusc.com
Address
300 East Second Street
Muscatine, IA
Contact
(563) 263-4221
Fax (301) 639-0804
nmeineke@fnbmusc.com