Compare Today’s Refinance Rates for Mount Auburn, Iowa 52313
Pureloan's search engine analyzes refinance lenders to provide you with the best real-time home refinance rates in Mount Auburn, Iowa 52313.
Our search engine evaluates all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing in Mount Auburn, Iowa 52313. For 30-year amortization refinancing, you can expect lifetime cash savings of $3,339 or $9 per month in Mount Auburn and other parts of Benton county.
Summary of Average Refinances in Mount Auburn, Iowa 52313
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Interactive Refinance Rate Projections for Mount Auburn, Iowa 52313
Pureloan has developed an interactive chart to monitor the five largest local lenders in Mount Auburn, IA 52313, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Mount Auburn, Iowa 52313 from 2024 - 2016
The following historical data provides insights into refinancing trends in Mount Auburn, Iowa and the surrounding Benton county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
| 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
|---|---|---|---|---|---|---|---|---|---|
| % 30 year fixed refinance | 88.89% | 56.57% | 54.38% | 58.81% | 63.47% | 63.46% | 56.76% | 64.61% | 57.38% |
| avg refi rate | 5.95% | 3.57% | 2.83% | 3.11% | 3.91% | 4.31% | 3.87% | 3.74% | 3.81% |
| % 15 year fixed refinance | 31.43% | 32.35% | 32.07% | 22.16% | 30.77% | 28.38% | 25.93% | 22.78% | |
| avg refi rate | 2.69% | 2.35% | 2.65% | 3.43% | 3.74% | 3.27% | 2.88% | 3.06% | |
| Avg credit score | 749.44 | 797.31 | 761.24 | 766.57 | 762.95 | 751.72 | 755.57 | 755.27 | 762.18 |
| Avg LTV (loan to value) | 70.78% | 68.07% | 69.03% | 71.83% | 75.44% | 72.67% | 71.02% | 74.19% | 72.89% |
| Avg DTI (debt to income) | 34.00 | 31.52 | 29.85 | 29.03 | 31.23 | 32.41 | 30.95 | 30.83 | 29.46 |
| Avg refinance insurance % | 4.00% | 2.09% | 3.00% | 5.09% | 6.94% | 4.03% | 3.77% | 4.81% | 3.08% |
Best Refinance Brokers around Mount Auburn, Iowa 52313
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Mount Auburn, Iowa 52313, we have compiled a list of top refinance brokers to assist you in the process.
Mary Schmidt
Loan Officer
10030 Highway 149
North English, IA 52313
(319) 664-3311
mschmidt@midwestone.com
Justin Dix
Loan Officer
PO Box 188
Mount Vernon, IA 52313
(319) 895-8835
jdix@mountvernonbank.com
Deb Kougias
Loan Officer
PO Box 188
Mount Vernon, IA 52313
(319) 895-8835
dkougias@mountvernonbank.com
David Ryan
CEO/ President/Loan Officer
PO Box 188
Mount Vernon, IA 52313
(319) 895-8835
dryan@mountvernonbank.com
Craig Smith
Loan Officer
PO Box 188
Mount Vernon, IA 52313
(319) 895-8835
csmith@mountvernonbank.com
Address
10030 Highway 149
North English, IA
Contact
(319) 664-3311
Fax (301) 639-0804
mschmidt@midwestone.com
Address
PO Box 188
Mount Vernon, IA
Contact
(319) 895-8835
Fax (301) 639-0804
jdix@mountvernonbank.com
Address
PO Box 188
Mount Vernon, IA
Contact
(319) 895-8835
Fax (301) 639-0804
dkougias@mountvernonbank.com