Compare Today’s Refinance Rates for Muscatine, Iowa 52761
Pureloan's advanced engine provides real-time analysis of refinance lenders to find the best home refinance rates available in Muscatine, Iowa 52761.
With a 30-year amortization refinance in Muscatine and surrounding areas of Muscatine county, our calculations show that you can expect to save up to $9,585 over the lifetime of your mortgage, or a monthly savings of $27. Pureloan explores all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing for Muscatine, Iowa 52761.
Summary of Average Refinances in Muscatine, Iowa 52761
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Interactive Refinance Rate Projections for Muscatine, Iowa 52761
Pureloan has developed an interactive chart to monitor the five largest local lenders in Muscatine, IA 52761, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Muscatine, Iowa 52761 from 2024 - 2016
The following historical data provides insights into refinancing trends in Muscatine, Iowa and the surrounding Muscatine county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
| 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
|---|---|---|---|---|---|---|---|---|---|
| % 30 year fixed refinance | 100.00% | 54.29% | 50.26% | 50.19% | 69.57% | 56.06% | 46.09% | 40.00% | 60.10% |
| avg refi rate | 5.96% | 3.72% | 2.84% | 3.26% | 3.96% | 4.23% | 3.86% | 3.59% | 3.74% |
| % 15 year fixed refinance | 28.57% | 32.80% | 31.46% | 17.39% | 30.30% | 42.61% | 45.33% | 23.83% | |
| avg refi rate | 3.03% | 2.35% | 2.75% | 3.24% | 3.68% | 2.97% | 2.72% | 2.94% | |
| Avg credit score | 755.67 | 729.71 | 751.29 | 760.39 | 760.21 | 753.56 | 762.76 | 768.26 | 759.49 |
| Avg LTV (loan to value) | 64.00% | 65.31% | 68.01% | 71.91% | 74.29% | 68.21% | 65.65% | 67.45% | 68.89% |
| Avg DTI (debt to income) | 36.67 | 34.49 | 31.68 | 31.00 | 31.30 | 33.45 | 30.85 | 30.22 | 30.48 |
| Avg refinance insurance % | 4.00% | 2.11% | 2.80% | 4.33% | 6.30% | 2.58% | 2.13% | 2.33% | 2.22% |
Best Refinance Brokers around Muscatine, Iowa 52761
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Muscatine, Iowa 52761, we have compiled a list of top refinance brokers to assist you in the process.
Dave Smith
Senior Vice President & Senior Loan Officer, Commercial Lending
300 East Second Street
Muscatine, IA 52761
(563) 263-4221
dsmith@fnbmusc.com
Teresa Schaper
Vice President, Commercial Loan Officer
300 East Second Street
Muscatine, IA 52761
(563) 263-4221
tschaper@fnbmusc.com
Ron Monahan
Vice President, Commercial Loan Officer
300 East Second Street
Muscatine, IA 52761
(563) 263-4221
rmonahan@fnbmusc.com
Nathan Meineke
Vice President, Agricultural/Commercial Loan Officer
300 East Second Street
Muscatine, IA 52761
(563) 263-4221
nmeineke@fnbmusc.com
Wayne Johanson
Vice President, Commercial Loan Officer
300 East Second Street
Muscatine, IA 52761
(563) 263-4221
wjohanson@fnbmusc.com
Address
300 East Second Street
Muscatine, IA
Contact
(563) 263-4221
Fax (301) 639-0804
dsmith@fnbmusc.com
Address
300 East Second Street
Muscatine, IA
Contact
(563) 263-4221
Fax (301) 639-0804
tschaper@fnbmusc.com
Address
300 East Second Street
Muscatine, IA
Contact
(563) 263-4221
Fax (301) 639-0804
rmonahan@fnbmusc.com