Compare Today’s Refinance Rates for New Albin, Iowa 52160
Pureloan's search engine analyzes refinance lenders to provide you with the best real-time home refinance rates in New Albin, Iowa 52160.
Our search engine evaluates all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing in New Albin, Iowa 52160. For 30-year amortization refinancing, you can expect lifetime cash savings of $2,060 or $6 per month in New Albin and other parts of Allamakee county.
Summary of Average Refinances in New Albin, Iowa 52160
Become a certified mortgage expert on Pureloan.com
in New Albin, Iowa 52160
Reach hundreds of thousands of home buyers and refinance customers every month! FREE APPLICATION
Interactive Refinance Rate Projections for New Albin, Iowa 52160
Pureloan has developed an interactive chart to monitor the five largest local lenders in New Albin, IA 52160, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in New Albin, Iowa 52160 from 2024 - 2016
The following historical data provides insights into refinancing trends in New Albin, Iowa and the surrounding Allamakee county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
| 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
|---|---|---|---|---|---|---|---|---|---|
| % 30 year fixed refinance | 100.00% | 54.29% | 50.26% | 50.19% | 69.57% | 56.06% | 46.09% | 40.00% | 60.10% |
| avg refi rate | 5.96% | 3.72% | 2.84% | 3.26% | 3.96% | 4.23% | 3.86% | 3.59% | 3.74% |
| % 15 year fixed refinance | 28.57% | 32.80% | 31.46% | 17.39% | 30.30% | 42.61% | 45.33% | 23.83% | |
| avg refi rate | 3.03% | 2.35% | 2.75% | 3.24% | 3.68% | 2.97% | 2.72% | 2.94% | |
| Avg credit score | 755.67 | 729.71 | 751.29 | 760.39 | 760.21 | 753.56 | 762.76 | 768.26 | 759.49 |
| Avg LTV (loan to value) | 64.00% | 65.31% | 68.01% | 71.91% | 74.29% | 68.21% | 65.65% | 67.45% | 68.89% |
| Avg DTI (debt to income) | 36.67 | 34.49 | 31.68 | 31.00 | 31.30 | 33.45 | 30.85 | 30.22 | 30.48 |
| Avg refinance insurance % | 4.00% | 2.11% | 2.80% | 4.33% | 6.30% | 2.58% | 2.13% | 2.33% | 2.22% |
Best Refinance Brokers around New Albin, Iowa 52160
If you are considering refinancing your mortgage or obtaining a cash-out refinance in New Albin, Iowa 52160, we have compiled a list of top refinance brokers to assist you in the process.
Barry K Fruechte
Loan Officer
118 Main St NE # 8
New Albin, IA 52160
(563) 544-4214
barry@newalbinsavingsbank.com
Pete Johnson
Loan Officer
2525 Muscatine Ave
Iowa City, IA 52160
(319) 341-2213
petejohnson@uiccu.org
Ryan Doehrmann
Loan Officer
500 Iowa Ave
Iowa City, IA 52160
(319) 341-2130
rdoehrmann@uiccu.org
Matt Frascht
Loan Officer
1151 2nd St
Coralville, IA 52160
(319) 341-3062
mfrascht@uiccu.org
Jessica Greving
Loan Officer
2461 10th St Ste 308
Coralville, IA 52160
(319) 354-7501
jessicagreving@yahoo.com
Address
118 Main St NE # 8
New Albin, IA
Contact
(563) 544-4214
Fax (301) 639-0804
barry@newalbinsavingsbank.com
Address
2525 Muscatine Ave
Iowa City, IA
Contact
(319) 341-2213
Fax (301) 639-0804
petejohnson@uiccu.org
Address
500 Iowa Ave
Iowa City, IA
Contact
(319) 341-2130
Fax (301) 639-0804
rdoehrmann@uiccu.org