Compare Today’s Refinance Rates for North English, Iowa 52316
Pureloan's search engine analyzes refinance lenders to provide you with the best real-time home refinance rates in North English, Iowa 52316.
Our search engine evaluates all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing in North English, Iowa 52316. For 30-year amortization refinancing, you can expect lifetime cash savings of $3,290 or $9 per month in North English and other parts of Iowa county.
Summary of Average Refinances in North English, Iowa 52316
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Interactive Refinance Rate Projections for North English, Iowa 52316
Pureloan has developed an interactive chart to monitor the five largest local lenders in North English, IA 52316, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in North English, Iowa 52316 from 2024 - 2016
The following historical data provides insights into refinancing trends in North English, Iowa and the surrounding Iowa county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed refinance | 88.89% | 56.57% | 54.38% | 58.81% | 63.47% | 63.46% | 56.76% | 64.61% | 57.38% |
avg refi rate | 5.95% | 3.57% | 2.83% | 3.11% | 3.91% | 4.31% | 3.87% | 3.74% | 3.81% |
% 15 year fixed refinance | 31.43% | 32.35% | 32.07% | 22.16% | 30.77% | 28.38% | 25.93% | 22.78% | |
avg refi rate | 2.69% | 2.35% | 2.65% | 3.43% | 3.74% | 3.27% | 2.88% | 3.06% | |
Avg credit score | 749.44 | 797.31 | 761.24 | 766.57 | 762.95 | 751.72 | 755.57 | 755.27 | 762.18 |
Avg LTV (loan to value) | 70.78% | 68.07% | 69.03% | 71.83% | 75.44% | 72.67% | 71.02% | 74.19% | 72.89% |
Avg DTI (debt to income) | 34.00 | 31.52 | 29.85 | 29.03 | 31.23 | 32.41 | 30.95 | 30.83 | 29.46 |
Avg refinance insurance % | 4.00% | 2.09% | 3.00% | 5.09% | 6.94% | 4.03% | 3.77% | 4.81% | 3.08% |
Best Refinance Brokers around North English, Iowa 52316
If you are considering refinancing your mortgage or obtaining a cash-out refinance in North English, Iowa 52316, we have compiled a list of top refinance brokers to assist you in the process.
Mary Schmidt
Loan Officer
10030 Highway 149
North English, IA 52316
(319) 664-3311
mschmidt@midwestone.com
Jeff Yates
Loan Officer
345 Highway 151 W
Walford, IA 52316
(319) 846-2650
Jeff.Yates@bankatcentral.com
Ed Walter
Loan Officer
345 Highway 151 W
Walford, IA 52316
(319) 846-2650
Edward.Walter@bankatcentral.com
Donn Patience
Loan Officer
345 Highway 151 W
Walford, IA 52316
(319) 846-2650
Donn.Patience@bankatcentral.com
Justin Dix
Loan Officer
PO Box 188
Mount Vernon, IA 52316
(319) 895-8835
jdix@mountvernonbank.com
Address
10030 Highway 149
North English, IA
Contact
(319) 664-3311
Fax (301) 639-0804
mschmidt@midwestone.com
Address
345 Highway 151 W
Walford, IA
Contact
(319) 846-2650
Fax (301) 639-0804
Jeff.Yates@bankatcentral.com
Address
345 Highway 151 W
Walford, IA
Contact
(319) 846-2650
Fax (301) 639-0804
Edward.Walter@bankatcentral.com