Compare Today’s Refinance Rates for North Liberty, Iowa 52317
Pureloan's advanced engine provides real-time analysis of refinance lenders to find the best home refinance rates available in North Liberty, Iowa 52317.
With a 30-year amortization refinance in North Liberty and surrounding areas of Johnson county, our calculations show that you can expect to save up to $3,643 over the lifetime of your mortgage, or a monthly savings of $10. Pureloan explores all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing for North Liberty, Iowa 52317.
Summary of Average Refinances in North Liberty, Iowa 52317
Become a certified mortgage expert on Pureloan.com
in North Liberty, Iowa 52317
Reach hundreds of thousands of home buyers and refinance customers every month! FREE APPLICATION
Interactive Refinance Rate Projections for North Liberty, Iowa 52317
Pureloan has developed an interactive chart to monitor the five largest local lenders in North Liberty, IA 52317, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in North Liberty, Iowa 52317 from 2024 - 2016
The following historical data provides insights into refinancing trends in North Liberty, Iowa and the surrounding Johnson county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
| 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
|---|---|---|---|---|---|---|---|---|---|
| % 30 year fixed refinance | 88.89% | 56.57% | 54.38% | 58.81% | 63.47% | 63.46% | 56.76% | 64.61% | 57.38% |
| avg refi rate | 5.95% | 3.57% | 2.83% | 3.11% | 3.91% | 4.31% | 3.87% | 3.74% | 3.81% |
| % 15 year fixed refinance | 31.43% | 32.35% | 32.07% | 22.16% | 30.77% | 28.38% | 25.93% | 22.78% | |
| avg refi rate | 2.69% | 2.35% | 2.65% | 3.43% | 3.74% | 3.27% | 2.88% | 3.06% | |
| Avg credit score | 749.44 | 797.31 | 761.24 | 766.57 | 762.95 | 751.72 | 755.57 | 755.27 | 762.18 |
| Avg LTV (loan to value) | 70.78% | 68.07% | 69.03% | 71.83% | 75.44% | 72.67% | 71.02% | 74.19% | 72.89% |
| Avg DTI (debt to income) | 34.00 | 31.52 | 29.85 | 29.03 | 31.23 | 32.41 | 30.95 | 30.83 | 29.46 |
| Avg refinance insurance % | 4.00% | 2.09% | 3.00% | 5.09% | 6.94% | 4.03% | 3.77% | 4.81% | 3.08% |
Best Refinance Brokers around North Liberty, Iowa 52317
If you are considering refinancing your mortgage or obtaining a cash-out refinance in North Liberty, Iowa 52317, we have compiled a list of top refinance brokers to assist you in the process.
Sean Pottratz
Loan Officer
PO Box 800
North Liberty, IA 52317
(319) 341-2126
seanpottratz@uiccu.org
Drew Jacobi
Loan Officer
PO Box 800
North Liberty, IA 52317
(319) 341-3070
drewjacobi@uiccu.org
Todd Davenport
Loan officer
25 Hwy 965 N, PO Box 80
North Liberty, IA 52317
(319) 626-8762
todd_davenport@hillsbank.com
Jeff Yates
Loan Officer
345 Highway 151 W
Walford, IA 52317
(319) 846-2650
Jeff.Yates@bankatcentral.com
Ed Walter
Loan Officer
345 Highway 151 W
Walford, IA 52317
(319) 846-2650
Edward.Walter@bankatcentral.com
Address
PO Box 800
North Liberty, IA
Contact
(319) 341-2126
Fax (301) 639-0804
seanpottratz@uiccu.org
Address
PO Box 800
North Liberty, IA
Contact
(319) 341-3070
Fax (301) 639-0804
drewjacobi@uiccu.org
Address
25 Hwy 965 N, PO Box 80
North Liberty, IA
Contact
(319) 626-8762
Fax (301) 639-0804
todd_davenport@hillsbank.com