Compare Today’s Refinance Rates for Northboro, Iowa 51647
Pureloan's search engine analyzes refinance lenders to provide you with the best real-time home refinance rates in Northboro, Iowa 51647.
Our search engine evaluates all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing in Northboro, Iowa 51647. For 30-year amortization refinancing, you can expect lifetime cash savings of $1,109 or $3 per month in Northboro and other parts of Page county.
Summary of Average Refinances in Northboro, Iowa 51647
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Interactive Refinance Rate Projections for Northboro, Iowa 51647
Pureloan has developed an interactive chart to monitor the five largest local lenders in Northboro, IA 51647, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Northboro, Iowa 51647 from 2024 - 2016
The following historical data provides insights into refinancing trends in Northboro, Iowa and the surrounding Page county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed refinance | 100.00% | 57.89% | 32.10% | 21.88% | 53.33% | 77.78% | 40.00% | 35.71% | 66.67% |
avg refi rate | 5.88% | 4.65% | 2.94% | 2.96% | 4.02% | 4.55% | 3.95% | 3.77% | 3.97% |
% 15 year fixed refinance | 15.79% | 48.15% | 53.13% | 26.67% | 22.22% | 48.00% | 35.71% | 23.81% | |
avg refi rate | 2.38% | 2.36% | 2.54% | 3.38% | 4.19% | 3.19% | 2.98% | 3.15% | |
Avg credit score | 733.00 | 734.63 | 755.30 | 762.57 | 756.87 | 736.56 | 742.44 | 747.93 | 755.14 |
Avg LTV (loan to value) | 73.33% | 69.16% | 67.05% | 65.78% | 73.80% | 74.67% | 71.48% | 64.14% | 70.00% |
Avg DTI (debt to income) | 25.33 | 30.53 | 28.53 | 28.14 | 24.73 | 32.11 | 32.32 | 25.36 | 28.00 |
Avg refinance insurance % | 8.33% | 0.63% | 3.63% | 3.20% | 4.80% | 2.00% | 1.96% | 2.14% | 3.81% |
Best Refinance Brokers around Northboro, Iowa 51647
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Northboro, Iowa 51647, we have compiled a list of top refinance brokers to assist you in the process.
Dan Comer
Sidney Market President
716 Illinois Street, PO Box 189
Sidney, IA 51647
(712) 482-4023
dancomer@arborbanking.com
Jon Baier
Ag/Commercial Loan Officer
101 W Washington St
Clarinda, IA 51647
(712) 542-2121
jbaier@bankiowabanks.com
Scott Sunderman
Ag/Commercial Loan Officer
101 W Washington St
Clarinda, IA 51647
(712) 542-2121
ssunderman@bankiowabanks.com
Jennifer McCall
Residential/Consumer Loan Officer
101 W Washington St
Clarinda, IA 51647
(712) 542-2121
jmccall@bankiowabanks.com
David Sunderman
Branch Manager
1205 South 16th Street, B,
Clarinda, IA 51647
(866) 461-7101
dsunderman@castlecookemortgage.com
Address
716 Illinois Street, PO Box 189
Sidney, IA
Contact
(712) 482-4023
Fax (301) 639-0804
dancomer@arborbanking.com
Address
101 W Washington St
Clarinda, IA
Contact
(712) 542-2121
Fax (301) 639-0804
jbaier@bankiowabanks.com
Address
101 W Washington St
Clarinda, IA
Contact
(712) 542-2121
Fax (301) 639-0804
ssunderman@bankiowabanks.com