Compare Today’s Refinance Rates for Northwood, Iowa 50459
Pureloan's search engine provides real-time analysis of refinance lenders to find the best home refinance rates available in Northwood, Iowa 50459.
Our analysis indicates that for 30-year amortization refinancing, you can expect to save up to $4,250 over the lifetime of your mortgage, which translates to a monthly savings of $12 in Northwood and other areas of Worth county. We analyze all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing, to provide you with the most suitable options for your financial situation.
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Summary of Average Refinances in Northwood, Iowa 50459
Rate
APR
Expected Savings
Monthly Payment
Total Closing Costs
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Interactive Refinance Rate Projections for Northwood, Iowa 50459
Pureloan has developed an interactive chart to monitor the five largest local lenders in Northwood, IA 50459, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Northwood, Iowa 50459 from 2024 - 2016
The following historical data provides insights into refinancing trends in Northwood, Iowa and the surrounding Worth county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
| 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
|---|---|---|---|---|---|---|---|---|---|
| % 30 year fixed refinance | 66.67% | 48.94% | 36.77% | 38.46% | 50.00% | 50.00% | 44.44% | 50.00% | 47.69% |
| avg refi rate | 5.19% | 3.88% | 2.87% | 2.99% | 3.87% | 4.38% | 3.90% | 3.65% | 3.85% |
| % 15 year fixed refinance | 38.30% | 45.02% | 45.01% | 32.50% | 50.00% | 50.79% | 36.11% | 36.92% | |
| avg refi rate | 2.85% | 2.33% | 2.46% | 3.70% | 3.68% | 3.11% | 2.86% | 2.93% | |
| Avg credit score | 743.33 | 731.72 | 752.74 | 783.57 | 751.73 | 735.17 | 752.75 | 760.75 | 744.60 |
| Avg LTV (loan to value) | 79.00% | 65.83% | 67.48% | 68.35% | 69.48% | 69.58% | 70.48% | 72.43% | 73.14% |
| Avg DTI (debt to income) | 34.00 | 32.64 | 28.81 | 28.52 | 28.90 | 30.33 | 30.67 | 28.40 | 29.77 |
| Avg refinance insurance % | 8.00% | 4.98% | 3.43% | 2.91% | 5.53% | 1.00% | 4.84% | 6.00% | 3.55% |
Best Refinance Brokers around Northwood, Iowa 50459
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Northwood, Iowa 50459, we have compiled a list of top refinance brokers to assist you in the process.
Name
Address
Contact
Jeff Reimers
Vice President/ Loan Officer
900 Central Avenue
Northwood, IA 50459
(641) 324-1023
jeff.reimers@nsbbank.com
Drew Gappa
Loan Officer
900 Central Avenue
Northwood, IA 50459
(641) 324-1023
drew.gappa@nsbbank.com
Jan Biggins
Loan Officer
505 2nd St
Webster City, IA 50459
(515) 832-2520
janb@fsbwc.com
Linn Lilienthal
Loan Officer
505 2nd St
Webster City, IA 50459
(515) 832-2520
linnl@fsbwc.com
Amy McCoy
Loan Officer
505 2nd St
Webster City, IA 50459
(515) 832-2520
amym@fsbwc.com
Address
900 Central Avenue
Northwood, IA
Contact
(641) 324-1023
Fax (301) 639-0804
jeff.reimers@nsbbank.com
Address
900 Central Avenue
Northwood, IA
Contact
(641) 324-1023
Fax (301) 639-0804
drew.gappa@nsbbank.com
Address
505 2nd St
Webster City, IA
Contact
(515) 832-2520
Fax (301) 639-0804
janb@fsbwc.com