Compare Today’s Refinance Rates for Oakville, Iowa 52646
Pureloan's search engine analyzes refinance lenders to provide you with the best real-time home refinance rates in Oakville, Iowa 52646.
Our search engine evaluates all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing in Oakville, Iowa 52646. For 30-year amortization refinancing, you can expect lifetime cash savings of $2,671 or $7 per month in Oakville and other parts of Louisa county.
Summary of Average Refinances in Oakville, Iowa 52646
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Interactive Refinance Rate Projections for Oakville, Iowa 52646
Pureloan has developed an interactive chart to monitor the five largest local lenders in Oakville, IA 52646, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Oakville, Iowa 52646 from 2024 - 2016
The following historical data provides insights into refinancing trends in Oakville, Iowa and the surrounding Louisa county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed refinance | 57.14% | 43.62% | 40.38% | 66.67% | 66.67% | 54.55% | 47.62% | 46.88% | |
avg refi rate | 3.60% | 2.97% | 3.19% | 4.34% | 4.20% | 3.98% | 4.03% | 4.25% | |
% 15 year fixed refinance | 25.00% | 34.04% | 32.69% | 20.83% | 11.11% | 27.27% | 19.05% | 40.63% | |
avg refi rate | 3.18% | 2.48% | 2.84% | 4.20% | 3.25% | 3.54% | 3.34% | 3.34% | |
Avg credit score | 732.79 | 845.62 | 747.50 | 747.21 | 730.89 | 753.36 | 733.62 | 732.34 | |
Avg LTV (loan to value) | 72.68% | 70.86% | 73.37% | 72.54% | 79.11% | 71.27% | 76.14% | 73.03% | |
Avg DTI (debt to income) | 30.68 | 32.47 | 33.21 | 31.83 | 33.22 | 34.64 | 32.57 | 33.84 | |
Avg refinance insurance % | 5.68% | 3.21% | 4.23% | 3.04% | 11.56% | 2.73% | 7.86% | 3.88% |
Best Refinance Brokers around Oakville, Iowa 52646
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Oakville, Iowa 52646, we have compiled a list of top refinance brokers to assist you in the process.
Guy Brown
Mortgage Loan Originators
1066 S Gear Ave
West Burlington, IA 52646
(319) 753-9172
gbrown@tworiversbank.com
Rebecca Belzer
Chief Financial Officer/Branch Manager
409 Hwy 61 S
Wapello, IA 52646
(319) 523-5200 Ext: 225
rbelzer@iastatebk.com
Brooklyn Holcomb
Relationship Banker
409 Hwy 61 S
Wapello, IA 52646
(319) 523-5200 Ext: 516
bholcomb@iastatebk.com
Yolanda Reid
Loan Clerk
409 Hwy 61 S
Wapello, IA 52646
(319) 523-5200 Ext: 222
yreid@iastatebk.com
Kathy M Strawhacker
Loan Officer
PO Box 670
Mediapolis, IA 52646
(319) 394-9620
kstrawhacker@tworiversbank.com
Address
1066 S Gear Ave
West Burlington, IA
Contact
(319) 753-9172
Fax (301) 639-0804
gbrown@tworiversbank.com
Address
409 Hwy 61 S
Wapello, IA
Contact
(319) 523-5200 Ext: 225
Fax (301) 639-0804
rbelzer@iastatebk.com
Address
409 Hwy 61 S
Wapello, IA
Contact
(319) 523-5200 Ext: 516
Fax (301) 639-0804
bholcomb@iastatebk.com