Compare Today’s Refinance Rates for Orchard, Iowa 50460
Pureloan's search engine analyzes refinance lenders to provide you with the best real-time home refinance rates in Orchard, Iowa 50460.
Our search engine evaluates all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing in Orchard, Iowa 50460. For 30-year amortization refinancing, you can expect lifetime cash savings of $3,643 or $10 per month in Orchard and other parts of Mitchell county.
Summary of Average Refinances in Orchard, Iowa 50460
Become a certified mortgage expert on Pureloan.com
in Orchard, Iowa 50460
Reach hundreds of thousands of home buyers and refinance customers every month! FREE APPLICATION
Interactive Refinance Rate Projections for Orchard, Iowa 50460
Pureloan has developed an interactive chart to monitor the five largest local lenders in Orchard, IA 50460, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Orchard, Iowa 50460 from 2024 - 2016
The following historical data provides insights into refinancing trends in Orchard, Iowa and the surrounding Mitchell county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed refinance | 66.67% | 48.94% | 36.77% | 38.46% | 50.00% | 50.00% | 44.44% | 50.00% | 47.69% |
avg refi rate | 5.19% | 3.88% | 2.87% | 2.99% | 3.87% | 4.38% | 3.90% | 3.65% | 3.85% |
% 15 year fixed refinance | 38.30% | 45.02% | 45.01% | 32.50% | 50.00% | 50.79% | 36.11% | 36.92% | |
avg refi rate | 2.85% | 2.33% | 2.46% | 3.70% | 3.68% | 3.11% | 2.86% | 2.93% | |
Avg credit score | 743.33 | 731.72 | 752.74 | 783.57 | 751.73 | 735.17 | 752.75 | 760.75 | 744.60 |
Avg LTV (loan to value) | 79.00% | 65.83% | 67.48% | 68.35% | 69.48% | 69.58% | 70.48% | 72.43% | 73.14% |
Avg DTI (debt to income) | 34.00 | 32.64 | 28.81 | 28.52 | 28.90 | 30.33 | 30.67 | 28.40 | 29.77 |
Avg refinance insurance % | 8.00% | 4.98% | 3.43% | 2.91% | 5.53% | 1.00% | 4.84% | 6.00% | 3.55% |
Best Refinance Brokers around Orchard, Iowa 50460
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Orchard, Iowa 50460, we have compiled a list of top refinance brokers to assist you in the process.
Jan Biggins
Loan Officer
505 2nd St
Webster City, IA 50460
(515) 832-2520
janb@fsbwc.com
Linn Lilienthal
Loan Officer
505 2nd St
Webster City, IA 50460
(515) 832-2520
linnl@fsbwc.com
Amy McCoy
Loan Officer
505 2nd St
Webster City, IA 50460
(515) 832-2520
amym@fsbwc.com
Steve Vande Zande
Loan Officer
505 2nd St
Webster City, IA 50460
(515) 832-2520
stevev@fsbwc.com
Stacy Cirks
Consumer/Mortgage Lender
1301 6th Ave N
Humboldt, IA 50460
(515) 604-6420
stacyc@fsbwc.com
Address
505 2nd St
Webster City, IA
Contact
(515) 832-2520
Fax (301) 639-0804
janb@fsbwc.com
Address
505 2nd St
Webster City, IA
Contact
(515) 832-2520
Fax (301) 639-0804
linnl@fsbwc.com
Address
505 2nd St
Webster City, IA
Contact
(515) 832-2520
Fax (301) 639-0804
amym@fsbwc.com