Compare Today’s Refinance Rates for Pierson, Iowa 51048
Pureloan's search engine provides real-time analysis of refinance lenders to find the best home refinance rates available in Pierson, Iowa 51048.
Our analysis indicates that for 30-year amortization refinancing, you can expect to save up to $7,003 over the lifetime of your mortgage, which translates to a monthly savings of $19 in Pierson and other areas of Woodbury county. We analyze all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing, to provide you with the most suitable options for your financial situation.
Summary of Average Refinances in Pierson, Iowa 51048
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Interactive Refinance Rate Projections for Pierson, Iowa 51048
Pureloan has developed an interactive chart to monitor the five largest local lenders in Pierson, IA 51048, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Pierson, Iowa 51048 from 2024 - 2016
The following historical data provides insights into refinancing trends in Pierson, Iowa and the surrounding Woodbury county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed refinance | 57.14% | 54.69% | 52.94% | 48.12% | 70.59% | 62.22% | 52.31% | 43.80% | 44.44% |
avg refi rate | 6.03% | 4.08% | 2.85% | 3.04% | 3.97% | 4.32% | 4.06% | 3.70% | 3.86% |
% 15 year fixed refinance | 28.57% | 23.44% | 33.01% | 36.20% | 25.49% | 22.22% | 30.77% | 50.41% | 40.74% |
avg refi rate | 5.44% | 3.10% | 2.28% | 2.58% | 3.36% | 3.77% | 3.16% | 2.84% | 3.03% |
Avg credit score | 757.14 | 739.92 | 753.81 | 762.16 | 759.57 | 747.76 | 739.49 | 756.75 | 755.65 |
Avg LTV (loan to value) | 53.29% | 69.28% | 69.12% | 70.58% | 77.14% | 71.98% | 72.20% | 69.17% | 69.77% |
Avg DTI (debt to income) | 30.71 | 32.77 | 29.99 | 28.32 | 31.20 | 30.89 | 32.09 | 28.45 | 27.86 |
Avg refinance insurance % | 1.71% | 4.25% | 4.69% | 3.56% | 8.82% | 4.33% | 4.14% | 4.02% | 4.23% |
Best Refinance Brokers around Pierson, Iowa 51048
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Pierson, Iowa 51048, we have compiled a list of top refinance brokers to assist you in the process.
Victor Hendriks
Loan Officer
202 1st St
Sergeant Bluff, IA 51048
(712) 244-5543
vhendriks@pioneerbanks.com
Doris Severson
Loan Officer
202 1st St
Sergeant Bluff, IA 51048
(712) 244-5556
dseverson@pioneerbanks.com
Scott Jones
Loan officer
17 W 2nd St
Remsen, IA 51048
(712) 786-1143
tom.bacan@iowastatebank.net
Ashley Schuttpelz
Loan officer
17 W 2nd St
Remsen, IA 51048
(712) 786-1143
scott.jones@iowastatebank.net
Trey Else
Loan Officer
PO Box 110
Holstein, IA 51048
(712) 368-2220
telse@nevadacb.com
Address
202 1st St
Sergeant Bluff, IA
Contact
(712) 244-5543
Fax (301) 639-0804
vhendriks@pioneerbanks.com
Address
202 1st St
Sergeant Bluff, IA
Contact
(712) 244-5556
Fax (301) 639-0804
dseverson@pioneerbanks.com
Address
17 W 2nd St
Remsen, IA
Contact
(712) 786-1143
Fax (301) 639-0804
tom.bacan@iowastatebank.net