Compare Today’s Refinance Rates for Quimby, Iowa 51049
Pureloan's search engine analyzes refinance lenders to provide you with the best real-time home refinance rates in Quimby, Iowa 51049.
Our search engine evaluates all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing in Quimby, Iowa 51049. For 30-year amortization refinancing, you can expect lifetime cash savings of $2,641 or $7 per month in Quimby and other parts of Cherokee county.
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Summary of Average Refinances in Quimby, Iowa 51049
Rate
APR
Expected Savings
Monthly Payment
Total Closing Costs
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Interactive Refinance Rate Projections for Quimby, Iowa 51049
Pureloan has developed an interactive chart to monitor the five largest local lenders in Quimby, IA 51049, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Quimby, Iowa 51049 from 2024 - 2016
The following historical data provides insights into refinancing trends in Quimby, Iowa and the surrounding Cherokee county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
| 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
|---|---|---|---|---|---|---|---|---|---|
| % 30 year fixed refinance | 57.14% | 54.69% | 52.94% | 48.12% | 70.59% | 62.22% | 52.31% | 43.80% | 44.44% |
| avg refi rate | 6.03% | 4.08% | 2.85% | 3.04% | 3.97% | 4.32% | 4.06% | 3.70% | 3.86% |
| % 15 year fixed refinance | 28.57% | 23.44% | 33.01% | 36.20% | 25.49% | 22.22% | 30.77% | 50.41% | 40.74% |
| avg refi rate | 5.44% | 3.10% | 2.28% | 2.58% | 3.36% | 3.77% | 3.16% | 2.84% | 3.03% |
| Avg credit score | 757.14 | 739.92 | 753.81 | 762.16 | 759.57 | 747.76 | 739.49 | 756.75 | 755.65 |
| Avg LTV (loan to value) | 53.29% | 69.28% | 69.12% | 70.58% | 77.14% | 71.98% | 72.20% | 69.17% | 69.77% |
| Avg DTI (debt to income) | 30.71 | 32.77 | 29.99 | 28.32 | 31.20 | 30.89 | 32.09 | 28.45 | 27.86 |
| Avg refinance insurance % | 1.71% | 4.25% | 4.69% | 3.56% | 8.82% | 4.33% | 4.14% | 4.02% | 4.23% |
Best Refinance Brokers around Quimby, Iowa 51049
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Quimby, Iowa 51049, we have compiled a list of top refinance brokers to assist you in the process.
Name
Address
Contact
Victor Hendriks
Loan Officer
202 1st St
Sergeant Bluff, IA 51049
(712) 244-5543
vhendriks@pioneerbanks.com
Doris Severson
Loan Officer
202 1st St
Sergeant Bluff, IA 51049
(712) 244-5556
dseverson@pioneerbanks.com
Scott Jones
Loan officer
17 W 2nd St
Remsen, IA 51049
(712) 786-1143
tom.bacan@iowastatebank.net
Ashley Schuttpelz
Loan officer
17 W 2nd St
Remsen, IA 51049
(712) 786-1143
scott.jones@iowastatebank.net
Trey Else
Loan Officer
PO Box 110
Holstein, IA 51049
(712) 368-2220
telse@nevadacb.com
Address
202 1st St
Sergeant Bluff, IA
Contact
(712) 244-5543
Fax (301) 639-0804
vhendriks@pioneerbanks.com
Address
202 1st St
Sergeant Bluff, IA
Contact
(712) 244-5556
Fax (301) 639-0804
dseverson@pioneerbanks.com
Address
17 W 2nd St
Remsen, IA
Contact
(712) 786-1143
Fax (301) 639-0804
tom.bacan@iowastatebank.net