Compare Today’s Refinance Rates for Roland, Iowa 50236
Pureloan's search engine provides real-time analysis of refinance lenders to find the best home refinance rates available in Roland, Iowa 50236.
Our analysis indicates that for 30-year amortization refinancing, you can expect to save up to $2,560 over the lifetime of your mortgage, which translates to a monthly savings of $7 in Roland and other areas of Story county. We analyze all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing, to provide you with the most suitable options for your financial situation.
Summary of Average Refinances in Roland, Iowa 50236
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Interactive Refinance Rate Projections for Roland, Iowa 50236
Pureloan has developed an interactive chart to monitor the five largest local lenders in Roland, IA 50236, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Roland, Iowa 50236 from 2024 - 2016
The following historical data provides insights into refinancing trends in Roland, Iowa and the surrounding Story county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed refinance | 73.33% | 51.51% | 49.98% | 51.06% | 59.17% | 60.71% | 51.34% | 53.45% | 55.81% |
avg refi rate | 5.72% | 3.50% | 2.90% | 3.15% | 4.08% | 4.44% | 4.08% | 3.78% | 3.95% |
% 15 year fixed refinance | 20.00% | 29.10% | 30.12% | 30.84% | 27.34% | 29.17% | 36.40% | 31.80% | 28.14% |
avg refi rate | 5.87% | 2.58% | 2.35% | 2.66% | 3.46% | 3.75% | 3.21% | 2.96% | 3.18% |
Avg credit score | 737.60 | 749.54 | 766.49 | 769.99 | 760.38 | 751.52 | 751.44 | 760.07 | 761.91 |
Avg LTV (loan to value) | 56.13% | 65.86% | 67.62% | 69.56% | 70.56% | 69.64% | 73.52% | 72.39% | 73.13% |
Avg DTI (debt to income) | 32.67 | 32.34 | 28.99 | 28.55 | 31.65 | 31.74 | 31.17 | 30.43 | 30.71 |
Avg refinance insurance % | 2.22% | 2.77% | 3.29% | 5.00% | 3.05% | 5.10% | 3.98% | 3.83% |
Best Refinance Brokers around Roland, Iowa 50236
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Roland, Iowa 50236, we have compiled a list of top refinance brokers to assist you in the process.
LuAnn Carlson
Vice President/Loan Officer
PO Box 58
Slater, IA 50236
(888) 685-3567
lcarlson@southstorybank.com
Linette Hastie
Mortgage Banking/Assistant Vice President
PO Box 58
Slater, IA 50236
(888) 685-3567
lhastie@southstorybank.com
Bob Krause
Loan Officer
PO Box 58
Slater, IA 50236
(888) 685-3567
bkrause@southstorybank.com
Kevin L. Brooks
Loan Officer/President/CEO
PO Box 58
Slater, IA 50236
(888) 685-3567
kbrooks@southstorybank.com
Shauna Walther
Vice President/Loan Officer
PO Box 58
Slater, IA 50236
(888) 685-3567
swalther@southstorybank.com
Address
PO Box 58
Slater, IA
Contact
(888) 685-3567
Fax (301) 639-0804
lcarlson@southstorybank.com
Address
PO Box 58
Slater, IA
Contact
(888) 685-3567
Fax (301) 639-0804
lhastie@southstorybank.com
Address
PO Box 58
Slater, IA
Contact
(888) 685-3567
Fax (301) 639-0804
bkrause@southstorybank.com