Compare Today’s Refinance Rates for Rowan, Iowa 50470
Pureloan's search engine provides real-time analysis of refinance lenders to find the best home refinance rates available in Rowan, Iowa 50470.
Our analysis indicates that for 30-year amortization refinancing, you can expect to save up to $974 over the lifetime of your mortgage, which translates to a monthly savings of $3 in Rowan and other areas of Wright county. We analyze all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing, to provide you with the most suitable options for your financial situation.
42.759644
-93.556966
21833
Summary of Average Refinances in Rowan, Iowa 50470
Rate
APR
Expected Savings
Monthly Payment
Total Closing Costs
Become a certified mortgage expert on Pureloan.com
in Rowan, Iowa 50470
Reach hundreds of thousands of home buyers and refinance customers every month! FREE APPLICATION
Interactive Refinance Rate Projections for Rowan, Iowa 50470
Pureloan has developed an interactive chart to monitor the five largest local lenders in Rowan, IA 50470, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Rowan, Iowa 50470 from 2024 - 2016
The following historical data provides insights into refinancing trends in Rowan, Iowa and the surrounding Wright county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
| 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
|---|---|---|---|---|---|---|---|---|---|
| % 30 year fixed refinance | 66.67% | 48.94% | 36.77% | 38.46% | 50.00% | 50.00% | 44.44% | 50.00% | 47.69% |
| avg refi rate | 5.19% | 3.88% | 2.87% | 2.99% | 3.87% | 4.38% | 3.90% | 3.65% | 3.85% |
| % 15 year fixed refinance | 38.30% | 45.02% | 45.01% | 32.50% | 50.00% | 50.79% | 36.11% | 36.92% | |
| avg refi rate | 2.85% | 2.33% | 2.46% | 3.70% | 3.68% | 3.11% | 2.86% | 2.93% | |
| Avg credit score | 743.33 | 731.72 | 752.74 | 783.57 | 751.73 | 735.17 | 752.75 | 760.75 | 744.60 |
| Avg LTV (loan to value) | 79.00% | 65.83% | 67.48% | 68.35% | 69.48% | 69.58% | 70.48% | 72.43% | 73.14% |
| Avg DTI (debt to income) | 34.00 | 32.64 | 28.81 | 28.52 | 28.90 | 30.33 | 30.67 | 28.40 | 29.77 |
| Avg refinance insurance % | 8.00% | 4.98% | 3.43% | 2.91% | 5.53% | 1.00% | 4.84% | 6.00% | 3.55% |
Best Refinance Brokers around Rowan, Iowa 50470
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Rowan, Iowa 50470, we have compiled a list of top refinance brokers to assist you in the process.
Name
Address
Contact
Adam Lackore
Loan Officer
PO Box 7
Thompson, IA 50470
(641) 584-2275
adam.lackore@tsbbank.com
Jan Biggins
Loan Officer
505 2nd St
Webster City, IA 50470
(515) 832-2520
janb@fsbwc.com
Linn Lilienthal
Loan Officer
505 2nd St
Webster City, IA 50470
(515) 832-2520
linnl@fsbwc.com
Amy McCoy
Loan Officer
505 2nd St
Webster City, IA 50470
(515) 832-2520
amym@fsbwc.com
Steve Vande Zande
Loan Officer
505 2nd St
Webster City, IA 50470
(515) 832-2520
stevev@fsbwc.com
Address
PO Box 7
Thompson, IA
Contact
(641) 584-2275
Fax (301) 639-0804
adam.lackore@tsbbank.com
Address
505 2nd St
Webster City, IA
Contact
(515) 832-2520
Fax (301) 639-0804
janb@fsbwc.com
Address
505 2nd St
Webster City, IA
Contact
(515) 832-2520
Fax (301) 639-0804
linnl@fsbwc.com