Compare Today’s Refinance Rates for Rowley, Iowa 52329
Pureloan's advanced engine provides real-time analysis of refinance lenders to find the best home refinance rates available in Rowley, Iowa 52329.
With a 30-year amortization refinance in Rowley and surrounding areas of Buchanan county, our calculations show that you can expect to save up to $4,857 over the lifetime of your mortgage, or a monthly savings of $13. Pureloan explores all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing for Rowley, Iowa 52329.
Summary of Average Refinances in Rowley, Iowa 52329
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Interactive Refinance Rate Projections for Rowley, Iowa 52329
Pureloan has developed an interactive chart to monitor the five largest local lenders in Rowley, IA 52329, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Rowley, Iowa 52329 from 2024 - 2016
The following historical data provides insights into refinancing trends in Rowley, Iowa and the surrounding Buchanan county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
| 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
|---|---|---|---|---|---|---|---|---|---|
| % 30 year fixed refinance | 88.89% | 56.57% | 54.38% | 58.81% | 63.47% | 63.46% | 56.76% | 64.61% | 57.38% |
| avg refi rate | 5.95% | 3.57% | 2.83% | 3.11% | 3.91% | 4.31% | 3.87% | 3.74% | 3.81% |
| % 15 year fixed refinance | 31.43% | 32.35% | 32.07% | 22.16% | 30.77% | 28.38% | 25.93% | 22.78% | |
| avg refi rate | 2.69% | 2.35% | 2.65% | 3.43% | 3.74% | 3.27% | 2.88% | 3.06% | |
| Avg credit score | 749.44 | 797.31 | 761.24 | 766.57 | 762.95 | 751.72 | 755.57 | 755.27 | 762.18 |
| Avg LTV (loan to value) | 70.78% | 68.07% | 69.03% | 71.83% | 75.44% | 72.67% | 71.02% | 74.19% | 72.89% |
| Avg DTI (debt to income) | 34.00 | 31.52 | 29.85 | 29.03 | 31.23 | 32.41 | 30.95 | 30.83 | 29.46 |
| Avg refinance insurance % | 4.00% | 2.09% | 3.00% | 5.09% | 6.94% | 4.03% | 3.77% | 4.81% | 3.08% |
Best Refinance Brokers around Rowley, Iowa 52329
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Rowley, Iowa 52329, we have compiled a list of top refinance brokers to assist you in the process.
Jeff Yates
Loan Officer
345 Highway 151 W
Walford, IA 52329
(319) 846-2650
Jeff.Yates@bankatcentral.com
Ed Walter
Loan Officer
345 Highway 151 W
Walford, IA 52329
(319) 846-2650
Edward.Walter@bankatcentral.com
Donn Patience
Loan Officer
345 Highway 151 W
Walford, IA 52329
(319) 846-2650
Donn.Patience@bankatcentral.com
Mary Schmidt
Loan Officer
10030 Highway 149
North English, IA 52329
(319) 664-3311
mschmidt@midwestone.com
Justin Dix
Loan Officer
PO Box 188
Mount Vernon, IA 52329
(319) 895-8835
jdix@mountvernonbank.com
Address
345 Highway 151 W
Walford, IA
Contact
(319) 846-2650
Fax (301) 639-0804
Jeff.Yates@bankatcentral.com
Address
345 Highway 151 W
Walford, IA
Contact
(319) 846-2650
Fax (301) 639-0804
Edward.Walter@bankatcentral.com
Address
345 Highway 151 W
Walford, IA
Contact
(319) 846-2650
Fax (301) 639-0804
Donn.Patience@bankatcentral.com