Compare Today’s Refinance Rates for Rudd, Iowa 50471
Pureloan's search engine analyzes refinance lenders to provide you with the best real-time home refinance rates in Rudd, Iowa 50471.
Our search engine evaluates all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing in Rudd, Iowa 50471. For 30-year amortization refinancing, you can expect lifetime cash savings of $3,339 or $9 per month in Rudd and other parts of Floyd county.
Summary of Average Refinances in Rudd, Iowa 50471
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Interactive Refinance Rate Projections for Rudd, Iowa 50471
Pureloan has developed an interactive chart to monitor the five largest local lenders in Rudd, IA 50471, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Rudd, Iowa 50471 from 2024 - 2016
The following historical data provides insights into refinancing trends in Rudd, Iowa and the surrounding Floyd county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed refinance | 66.67% | 48.94% | 36.77% | 38.46% | 50.00% | 50.00% | 44.44% | 50.00% | 47.69% |
avg refi rate | 5.19% | 3.88% | 2.87% | 2.99% | 3.87% | 4.38% | 3.90% | 3.65% | 3.85% |
% 15 year fixed refinance | 38.30% | 45.02% | 45.01% | 32.50% | 50.00% | 50.79% | 36.11% | 36.92% | |
avg refi rate | 2.85% | 2.33% | 2.46% | 3.70% | 3.68% | 3.11% | 2.86% | 2.93% | |
Avg credit score | 743.33 | 731.72 | 752.74 | 783.57 | 751.73 | 735.17 | 752.75 | 760.75 | 744.60 |
Avg LTV (loan to value) | 79.00% | 65.83% | 67.48% | 68.35% | 69.48% | 69.58% | 70.48% | 72.43% | 73.14% |
Avg DTI (debt to income) | 34.00 | 32.64 | 28.81 | 28.52 | 28.90 | 30.33 | 30.67 | 28.40 | 29.77 |
Avg refinance insurance % | 8.00% | 4.98% | 3.43% | 2.91% | 5.53% | 1.00% | 4.84% | 6.00% | 3.55% |
Best Refinance Brokers around Rudd, Iowa 50471
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Rudd, Iowa 50471, we have compiled a list of top refinance brokers to assist you in the process.
Adam Lackore
Loan Officer
PO Box 7
Thompson, IA 50471
(641) 584-2275
adam.lackore@tsbbank.com
Jan Biggins
Loan Officer
505 2nd St
Webster City, IA 50471
(515) 832-2520
janb@fsbwc.com
Linn Lilienthal
Loan Officer
505 2nd St
Webster City, IA 50471
(515) 832-2520
linnl@fsbwc.com
Amy McCoy
Loan Officer
505 2nd St
Webster City, IA 50471
(515) 832-2520
amym@fsbwc.com
Steve Vande Zande
Loan Officer
505 2nd St
Webster City, IA 50471
(515) 832-2520
stevev@fsbwc.com
Address
PO Box 7
Thompson, IA
Contact
(641) 584-2275
Fax (301) 639-0804
adam.lackore@tsbbank.com
Address
505 2nd St
Webster City, IA
Contact
(515) 832-2520
Fax (301) 639-0804
janb@fsbwc.com
Address
505 2nd St
Webster City, IA
Contact
(515) 832-2520
Fax (301) 639-0804
linnl@fsbwc.com