Compare Today’s Refinance Rates for Saint Marys, Iowa 50241
Pureloan's advanced engine provides real-time analysis of refinance lenders to find the best home refinance rates available in Saint Marys, Iowa 50241.
With a 30-year amortization refinance in Saint Marys and surrounding areas of Warren county, our calculations show that you can expect to save up to $3,946 over the lifetime of your mortgage, or a monthly savings of $11. Pureloan explores all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing for Saint Marys, Iowa 50241.
Summary of Average Refinances in Saint Marys, Iowa 50241
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Interactive Refinance Rate Projections for Saint Marys, Iowa 50241
Pureloan has developed an interactive chart to monitor the five largest local lenders in Saint Marys, IA 50241, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Saint Marys, Iowa 50241 from 2024 - 2016
The following historical data provides insights into refinancing trends in Saint Marys, Iowa and the surrounding Warren county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed refinance | 73.33% | 51.51% | 49.98% | 51.06% | 59.17% | 60.71% | 51.34% | 53.45% | 55.81% |
avg refi rate | 5.72% | 3.50% | 2.90% | 3.15% | 4.08% | 4.44% | 4.08% | 3.78% | 3.95% |
% 15 year fixed refinance | 20.00% | 29.10% | 30.12% | 30.84% | 27.34% | 29.17% | 36.40% | 31.80% | 28.14% |
avg refi rate | 5.87% | 2.58% | 2.35% | 2.66% | 3.46% | 3.75% | 3.21% | 2.96% | 3.18% |
Avg credit score | 737.60 | 749.54 | 766.49 | 769.99 | 760.38 | 751.52 | 751.44 | 760.07 | 761.91 |
Avg LTV (loan to value) | 56.13% | 65.86% | 67.62% | 69.56% | 70.56% | 69.64% | 73.52% | 72.39% | 73.13% |
Avg DTI (debt to income) | 32.67 | 32.34 | 28.99 | 28.55 | 31.65 | 31.74 | 31.17 | 30.43 | 30.71 |
Avg refinance insurance % | 2.22% | 2.77% | 3.29% | 5.00% | 3.05% | 5.10% | 3.98% | 3.83% |
Best Refinance Brokers around Saint Marys, Iowa 50241
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Saint Marys, Iowa 50241, we have compiled a list of top refinance brokers to assist you in the process.
LuAnn Carlson
Vice President/Loan Officer
PO Box 58
Slater, IA 50241
(888) 685-3567
lcarlson@southstorybank.com
Linette Hastie
Mortgage Banking/Assistant Vice President
PO Box 58
Slater, IA 50241
(888) 685-3567
lhastie@southstorybank.com
Bob Krause
Loan Officer
PO Box 58
Slater, IA 50241
(888) 685-3567
bkrause@southstorybank.com
Kevin L. Brooks
Loan Officer/President/CEO
PO Box 58
Slater, IA 50241
(888) 685-3567
kbrooks@southstorybank.com
Shauna Walther
Vice President/Loan Officer
PO Box 58
Slater, IA 50241
(888) 685-3567
swalther@southstorybank.com
Address
PO Box 58
Slater, IA
Contact
(888) 685-3567
Fax (301) 639-0804
lcarlson@southstorybank.com
Address
PO Box 58
Slater, IA
Contact
(888) 685-3567
Fax (301) 639-0804
lhastie@southstorybank.com
Address
PO Box 58
Slater, IA
Contact
(888) 685-3567
Fax (301) 639-0804
bkrause@southstorybank.com