Compare Today’s Refinance Rates for Selma, Iowa 52588
Pureloan's search engine analyzes refinance lenders to provide you with the best real-time home refinance rates in Selma, Iowa 52588.
Our search engine evaluates all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing in Selma, Iowa 52588. For 30-year amortization refinancing, you can expect lifetime cash savings of $9,580 or $27 per month in Selma and other parts of Van Buren county.
Summary of Average Refinances in Selma, Iowa 52588
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Interactive Refinance Rate Projections for Selma, Iowa 52588
Pureloan has developed an interactive chart to monitor the five largest local lenders in Selma, IA 52588, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Selma, Iowa 52588 from 2024 - 2016
The following historical data provides insights into refinancing trends in Selma, Iowa and the surrounding Van Buren county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed refinance | 33.33% | 50.00% | 37.14% | 31.58% | 59.26% | 53.33% | 34.48% | 36.84% | 52.00% |
avg refi rate | 5.13% | 4.28% | 3.03% | 3.30% | 4.56% | 4.43% | 4.24% | 4.20% | 4.08% |
% 15 year fixed refinance | 66.67% | 22.73% | 43.57% | 43.42% | 29.63% | 33.33% | 37.93% | 47.37% | 36.00% |
avg refi rate | 5.75% | 2.90% | 2.49% | 2.79% | 3.78% | 3.88% | 3.66% | 3.42% | 3.49% |
Avg credit score | 720.00 | 737.36 | 750.95 | 756.88 | 748.41 | 738.40 | 737.00 | 753.26 | 741.68 |
Avg LTV (loan to value) | 54.00% | 65.45% | 69.49% | 68.62% | 74.22% | 70.13% | 71.69% | 68.79% | 72.04% |
Avg DTI (debt to income) | 30.00 | 30.09 | 31.26 | 31.75 | 34.44 | 33.13 | 33.10 | 34.58 | 30.72 |
Avg refinance insurance % | 3.15% | 1.58% | 5.81% | 4.53% | 4.59% | 4.47% | 3.64% |
Best Refinance Brokers around Selma, Iowa 52588
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Selma, Iowa 52588, we have compiled a list of top refinance brokers to assist you in the process.
Kathy M Strawhacker
Loan Officer
PO Box 670
Mediapolis, IA 52588
(319) 394-9620
kstrawhacker@tworiversbank.com
Guy Brown
Mortgage Loan Originators
1066 S Gear Ave
West Burlington, IA 52588
(319) 753-9172
gbrown@tworiversbank.com
Mike Weber
Loan Officer
203 S Jefferson St
Mount Pleasant, IA 52588
(319) 385-1620
mweber@globalstatemortgage.com
Dave George
Mortgage Loan Originators
100 W Washington St
Mount Pleasant, IA 52588
(319) 385-0661
dgeorge@tworiversbank.com
Brenda Gonzalez
Loan Officer
PO Box 617
Mount Pleasant, IA 52588
(319) 385-3822
bgonzalez@pilotgrovesavingsbank.com
Address
PO Box 670
Mediapolis, IA
Contact
(319) 394-9620
Fax (301) 639-0804
kstrawhacker@tworiversbank.com
Address
1066 S Gear Ave
West Burlington, IA
Contact
(319) 753-9172
Fax (301) 639-0804
gbrown@tworiversbank.com
Address
203 S Jefferson St
Mount Pleasant, IA
Contact
(319) 385-1620
Fax (301) 639-0804
mweber@globalstatemortgage.com