Compare Today’s Refinance Rates for Shenandoah, Iowa 51601
Pureloan's search engine provides real-time analysis of refinance lenders to find the best home refinance rates available in Shenandoah, Iowa 51601.
Our analysis indicates that for 30-year amortization refinancing, you can expect to save up to $3,946 over the lifetime of your mortgage, which translates to a monthly savings of $11 in Shenandoah and other areas of Page county. We analyze all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing, to provide you with the most suitable options for your financial situation.
Summary of Average Refinances in Shenandoah, Iowa 51601
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Interactive Refinance Rate Projections for Shenandoah, Iowa 51601
Pureloan has developed an interactive chart to monitor the five largest local lenders in Shenandoah, IA 51601, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Shenandoah, Iowa 51601 from 2024 - 2016
The following historical data provides insights into refinancing trends in Shenandoah, Iowa and the surrounding Page county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed refinance | 100.00% | 57.89% | 32.10% | 21.88% | 53.33% | 77.78% | 40.00% | 35.71% | 66.67% |
avg refi rate | 5.88% | 4.65% | 2.94% | 2.96% | 4.02% | 4.55% | 3.95% | 3.77% | 3.97% |
% 15 year fixed refinance | 15.79% | 48.15% | 53.13% | 26.67% | 22.22% | 48.00% | 35.71% | 23.81% | |
avg refi rate | 2.38% | 2.36% | 2.54% | 3.38% | 4.19% | 3.19% | 2.98% | 3.15% | |
Avg credit score | 733.00 | 734.63 | 755.30 | 762.57 | 756.87 | 736.56 | 742.44 | 747.93 | 755.14 |
Avg LTV (loan to value) | 73.33% | 69.16% | 67.05% | 65.78% | 73.80% | 74.67% | 71.48% | 64.14% | 70.00% |
Avg DTI (debt to income) | 25.33 | 30.53 | 28.53 | 28.14 | 24.73 | 32.11 | 32.32 | 25.36 | 28.00 |
Avg refinance insurance % | 8.33% | 0.63% | 3.63% | 3.20% | 4.80% | 2.00% | 1.96% | 2.14% | 3.81% |
Best Refinance Brokers around Shenandoah, Iowa 51601
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Shenandoah, Iowa 51601, we have compiled a list of top refinance brokers to assist you in the process.
Jon Baier
Ag/Commercial Loan Officer
101 W Washington St
Clarinda, IA 51601
(712) 542-2121
jbaier@bankiowabanks.com
Scott Sunderman
Ag/Commercial Loan Officer
101 W Washington St
Clarinda, IA 51601
(712) 542-2121
ssunderman@bankiowabanks.com
Jennifer McCall
Residential/Consumer Loan Officer
101 W Washington St
Clarinda, IA 51601
(712) 542-2121
jmccall@bankiowabanks.com
David Sunderman
Branch Manager
1205 South 16th Street, B,
Clarinda, IA 51601
(866) 461-7101
dsunderman@castlecookemortgage.com
Dan Comer
Sidney Market President
716 Illinois Street, PO Box 189
Sidney, IA 51601
(712) 482-4023
dancomer@arborbanking.com
Address
101 W Washington St
Clarinda, IA
Contact
(712) 542-2121
Fax (301) 639-0804
jbaier@bankiowabanks.com
Address
101 W Washington St
Clarinda, IA
Contact
(712) 542-2121
Fax (301) 639-0804
ssunderman@bankiowabanks.com
Address
101 W Washington St
Clarinda, IA
Contact
(712) 542-2121
Fax (301) 639-0804
jmccall@bankiowabanks.com