Compare Today’s Refinance Rates for Sidney, Iowa 51652
Pureloan's search engine provides real-time analysis of refinance lenders to find the best home refinance rates available in Sidney, Iowa 51652.
Our analysis indicates that for 30-year amortization refinancing, you can expect to save up to $4,857 over the lifetime of your mortgage, which translates to a monthly savings of $13 in Sidney and other areas of Fremont county. We analyze all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing, to provide you with the most suitable options for your financial situation.
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Summary of Average Refinances in Sidney, Iowa 51652
Rate
APR
Expected Savings
Monthly Payment
Total Closing Costs
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Interactive Refinance Rate Projections for Sidney, Iowa 51652
Pureloan has developed an interactive chart to monitor the five largest local lenders in Sidney, IA 51652, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Sidney, Iowa 51652 from 2024 - 2016
The following historical data provides insights into refinancing trends in Sidney, Iowa and the surrounding Fremont county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed refinance | 100.00% | 57.89% | 32.10% | 21.88% | 53.33% | 77.78% | 40.00% | 35.71% | 66.67% |
avg refi rate | 5.88% | 4.65% | 2.94% | 2.96% | 4.02% | 4.55% | 3.95% | 3.77% | 3.97% |
% 15 year fixed refinance | 15.79% | 48.15% | 53.13% | 26.67% | 22.22% | 48.00% | 35.71% | 23.81% | |
avg refi rate | 2.38% | 2.36% | 2.54% | 3.38% | 4.19% | 3.19% | 2.98% | 3.15% | |
Avg credit score | 733.00 | 734.63 | 755.30 | 762.57 | 756.87 | 736.56 | 742.44 | 747.93 | 755.14 |
Avg LTV (loan to value) | 73.33% | 69.16% | 67.05% | 65.78% | 73.80% | 74.67% | 71.48% | 64.14% | 70.00% |
Avg DTI (debt to income) | 25.33 | 30.53 | 28.53 | 28.14 | 24.73 | 32.11 | 32.32 | 25.36 | 28.00 |
Avg refinance insurance % | 8.33% | 0.63% | 3.63% | 3.20% | 4.80% | 2.00% | 1.96% | 2.14% | 3.81% |
Best Refinance Brokers around Sidney, Iowa 51652
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Sidney, Iowa 51652, we have compiled a list of top refinance brokers to assist you in the process.
Name
Address
Contact
Dan Comer
Sidney Market President
716 Illinois Street, PO Box 189
Sidney, IA 51652
(712) 482-4023
dancomer@arborbanking.com
Address
716 Illinois Street, PO Box 189
Sidney, IA
Contact
(712) 482-4023
Fax (301) 639-0804
dancomer@arborbanking.com