Compare Today’s Refinance Rates for Silver City, Iowa 51571
Pureloan's advanced engine provides real-time analysis of refinance lenders to find the best home refinance rates available in Silver City, Iowa 51571.
With a 30-year amortization refinance in Silver City and surrounding areas of Mills county, our calculations show that you can expect to save up to $3,339 over the lifetime of your mortgage, or a monthly savings of $9. Pureloan explores all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing for Silver City, Iowa 51571.
Summary of Average Refinances in Silver City, Iowa 51571
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Interactive Refinance Rate Projections for Silver City, Iowa 51571
Pureloan has developed an interactive chart to monitor the five largest local lenders in Silver City, IA 51571, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Silver City, Iowa 51571 from 2024 - 2016
The following historical data provides insights into refinancing trends in Silver City, Iowa and the surrounding Mills county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
| 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
|---|---|---|---|---|---|---|---|---|---|
| % 30 year fixed refinance | 100.00% | 57.89% | 32.10% | 21.88% | 53.33% | 77.78% | 40.00% | 35.71% | 66.67% |
| avg refi rate | 5.88% | 4.65% | 2.94% | 2.96% | 4.02% | 4.55% | 3.95% | 3.77% | 3.97% |
| % 15 year fixed refinance | 15.79% | 48.15% | 53.13% | 26.67% | 22.22% | 48.00% | 35.71% | 23.81% | |
| avg refi rate | 2.38% | 2.36% | 2.54% | 3.38% | 4.19% | 3.19% | 2.98% | 3.15% | |
| Avg credit score | 733.00 | 734.63 | 755.30 | 762.57 | 756.87 | 736.56 | 742.44 | 747.93 | 755.14 |
| Avg LTV (loan to value) | 73.33% | 69.16% | 67.05% | 65.78% | 73.80% | 74.67% | 71.48% | 64.14% | 70.00% |
| Avg DTI (debt to income) | 25.33 | 30.53 | 28.53 | 28.14 | 24.73 | 32.11 | 32.32 | 25.36 | 28.00 |
| Avg refinance insurance % | 8.33% | 0.63% | 3.63% | 3.20% | 4.80% | 2.00% | 1.96% | 2.14% | 3.81% |
Best Refinance Brokers around Silver City, Iowa 51571
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Silver City, Iowa 51571, we have compiled a list of top refinance brokers to assist you in the process.
Judith Guttau
Loan Officer
15 East Main Street?po Box A
Treynor, IA 51571
(712) 487-3000
jaguttau@tsbank.com
Russell Maguire
Loan Officer
15 East Main Street?po Box A
Treynor, IA 51571
(712) 487-3000
rmaguire@tsbank.com
Joshua Guttau
Loan Officer/President & CFO
15 East Main Street?po Box A
Treynor, IA 51571
(712) 487-3000
jguttau@tsbank.com
Travis Lane
Loan officer
425 East St.,
Shelby, IA 51571
(712) 544-2626
tlane@scsbnet.com
Jon Baier
Ag/Commercial Loan Officer
101 W Washington St
Clarinda, IA 51571
(712) 542-2121
jbaier@bankiowabanks.com
Address
15 East Main Street?po Box A
Treynor, IA
Contact
(712) 487-3000
Fax (301) 639-0804
jaguttau@tsbank.com
Address
15 East Main Street?po Box A
Treynor, IA
Contact
(712) 487-3000
Fax (301) 639-0804
rmaguire@tsbank.com
Address
15 East Main Street?po Box A
Treynor, IA
Contact
(712) 487-3000
Fax (301) 639-0804
jguttau@tsbank.com