Compare Today’s Refinance Rates for Sioux Center, Iowa 51250
Pureloan's search engine provides real-time analysis of refinance lenders to find the best home refinance rates available in Sioux Center, Iowa 51250.
Our analysis indicates that for 30-year amortization refinancing, you can expect to save up to $4,815 over the lifetime of your mortgage, which translates to a monthly savings of $13 in Sioux Center and other areas of Sioux county. We analyze all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing, to provide you with the most suitable options for your financial situation.
Summary of Average Refinances in Sioux Center, Iowa 51250
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Interactive Refinance Rate Projections for Sioux Center, Iowa 51250
Pureloan has developed an interactive chart to monitor the five largest local lenders in Sioux Center, IA 51250, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Sioux Center, Iowa 51250 from 2024 - 2016
The following historical data provides insights into refinancing trends in Sioux Center, Iowa and the surrounding Sioux county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed refinance | 100.00% | 57.89% | 32.10% | 21.88% | 53.33% | 77.78% | 40.00% | 35.71% | 66.67% |
avg refi rate | 5.88% | 4.65% | 2.94% | 2.96% | 4.02% | 4.55% | 3.95% | 3.77% | 3.97% |
% 15 year fixed refinance | 15.79% | 48.15% | 53.13% | 26.67% | 22.22% | 48.00% | 35.71% | 23.81% | |
avg refi rate | 2.38% | 2.36% | 2.54% | 3.38% | 4.19% | 3.19% | 2.98% | 3.15% | |
Avg credit score | 733.00 | 734.63 | 755.30 | 762.57 | 756.87 | 736.56 | 742.44 | 747.93 | 755.14 |
Avg LTV (loan to value) | 73.33% | 69.16% | 67.05% | 65.78% | 73.80% | 74.67% | 71.48% | 64.14% | 70.00% |
Avg DTI (debt to income) | 25.33 | 30.53 | 28.53 | 28.14 | 24.73 | 32.11 | 32.32 | 25.36 | 28.00 |
Avg refinance insurance % | 8.33% | 0.63% | 3.63% | 3.20% | 4.80% | 2.00% | 1.96% | 2.14% | 3.81% |
Best Refinance Brokers around Sioux Center, Iowa 51250
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Sioux Center, Iowa 51250, we have compiled a list of top refinance brokers to assist you in the process.
Sid Fitch
Loan Officer
PO Box 7980
Spencer, IA 51250
(712) 262-3340
sid@farmerstrust.com
Kent Nelson
Loan Officer
PO Box 7980
Spencer, IA 51250
(712) 262-3340
kent@farmerstrust.com
Michael P Bryan
Senior Loan Officer
PO Box 7980
Spencer, IA 51250
(712) 262-3340
michael@farmerstrust.com
Jeremy Helmers
Loan Officer
PO Box 979
Okoboji, IA 51250
(712) 332-7000
jhelmers@bankmidwest.com
Bill Wymer
Loan Originators
1718 Hill Ave Ste B
Spirit Lake, IA 51250
(712) 336-2235
bill.wymer@teamusamtg.com
Address
PO Box 7980
Spencer, IA
Contact
(712) 262-3340
Fax (301) 639-0804
sid@farmerstrust.com
Address
PO Box 7980
Spencer, IA
Contact
(712) 262-3340
Fax (301) 639-0804
kent@farmerstrust.com
Address
PO Box 7980
Spencer, IA
Contact
(712) 262-3340
Fax (301) 639-0804
michael@farmerstrust.com