Compare Today’s Refinance Rates for Sioux Rapids, Iowa 50585
Pureloan's advanced engine provides real-time analysis of refinance lenders to find the best home refinance rates available in Sioux Rapids, Iowa 50585.
With a 30-year amortization refinance in Sioux Rapids and surrounding areas of Buena Vista county, our calculations show that you can expect to save up to $6,419 over the lifetime of your mortgage, or a monthly savings of $18. Pureloan explores all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing for Sioux Rapids, Iowa 50585.
Summary of Average Refinances in Sioux Rapids, Iowa 50585
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Interactive Refinance Rate Projections for Sioux Rapids, Iowa 50585
Pureloan has developed an interactive chart to monitor the five largest local lenders in Sioux Rapids, IA 50585, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Sioux Rapids, Iowa 50585 from 2024 - 2016
The following historical data provides insights into refinancing trends in Sioux Rapids, Iowa and the surrounding Buena Vista county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed refinance | 75.00% | 40.43% | 37.05% | 38.83% | 59.70% | 52.00% | 45.76% | 34.15% | 45.59% |
avg refi rate | 6.46% | 3.41% | 2.95% | 3.22% | 4.20% | 4.55% | 3.99% | 3.87% | 3.99% |
% 15 year fixed refinance | 25.00% | 46.81% | 38.85% | 35.74% | 25.37% | 36.00% | 35.59% | 43.90% | 44.12% |
avg refi rate | 5.00% | 2.85% | 2.41% | 2.62% | 3.51% | 3.83% | 3.24% | 3.04% | 3.15% |
Avg credit score | 714.50 | 752.81 | 755.29 | 764.57 | 749.01 | 735.44 | 747.68 | 748.01 | 751.31 |
Avg LTV (loan to value) | 76.25% | 66.40% | 70.87% | 72.68% | 72.55% | 70.04% | 67.15% | 67.40% | 70.76% |
Avg DTI (debt to income) | 40.75 | 33.30 | 29.97 | 28.54 | 30.46 | 33.84 | 28.73 | 29.09 | 30.75 |
Avg refinance insurance % | 7.50% | 4.98% | 4.09% | 4.20% | 4.84% | 3.92% | 2.17% | 3.61% | 2.29% |
Best Refinance Brokers around Sioux Rapids, Iowa 50585
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Sioux Rapids, Iowa 50585, we have compiled a list of top refinance brokers to assist you in the process.
Jan Biggins
Loan Officer
505 2nd St
Webster City, IA 50585
(515) 832-2520
janb@fsbwc.com
Linn Lilienthal
Loan Officer
505 2nd St
Webster City, IA 50585
(515) 832-2520
linnl@fsbwc.com
Amy McCoy
Loan Officer
505 2nd St
Webster City, IA 50585
(515) 832-2520
amym@fsbwc.com
Steve Vande Zande
Loan Officer
505 2nd St
Webster City, IA 50585
(515) 832-2520
stevev@fsbwc.com
Chad Kaeppel
Loan Officer
PO Box 1009
Cedar Falls, IA 50585
(319) 266-7531
chad@cfccu.org
Address
505 2nd St
Webster City, IA
Contact
(515) 832-2520
Fax (301) 639-0804
janb@fsbwc.com
Address
505 2nd St
Webster City, IA
Contact
(515) 832-2520
Fax (301) 639-0804
linnl@fsbwc.com
Address
505 2nd St
Webster City, IA
Contact
(515) 832-2520
Fax (301) 639-0804
amym@fsbwc.com