Compare Today’s Refinance Rates for Slater, Iowa 50244
Pureloan's advanced engine provides real-time analysis of refinance lenders to find the best home refinance rates available in Slater, Iowa 50244.
With a 30-year amortization refinance in Slater and surrounding areas of Story county, our calculations show that you can expect to save up to $3,149 over the lifetime of your mortgage, or a monthly savings of $9. Pureloan explores all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing for Slater, Iowa 50244.
Summary of Average Refinances in Slater, Iowa 50244
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Interactive Refinance Rate Projections for Slater, Iowa 50244
Pureloan has developed an interactive chart to monitor the five largest local lenders in Slater, IA 50244, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Slater, Iowa 50244 from 2024 - 2016
The following historical data provides insights into refinancing trends in Slater, Iowa and the surrounding Story county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed refinance | 73.33% | 51.51% | 49.98% | 51.06% | 59.17% | 60.71% | 51.34% | 53.45% | 55.81% |
avg refi rate | 5.72% | 3.50% | 2.90% | 3.15% | 4.08% | 4.44% | 4.08% | 3.78% | 3.95% |
% 15 year fixed refinance | 20.00% | 29.10% | 30.12% | 30.84% | 27.34% | 29.17% | 36.40% | 31.80% | 28.14% |
avg refi rate | 5.87% | 2.58% | 2.35% | 2.66% | 3.46% | 3.75% | 3.21% | 2.96% | 3.18% |
Avg credit score | 737.60 | 749.54 | 766.49 | 769.99 | 760.38 | 751.52 | 751.44 | 760.07 | 761.91 |
Avg LTV (loan to value) | 56.13% | 65.86% | 67.62% | 69.56% | 70.56% | 69.64% | 73.52% | 72.39% | 73.13% |
Avg DTI (debt to income) | 32.67 | 32.34 | 28.99 | 28.55 | 31.65 | 31.74 | 31.17 | 30.43 | 30.71 |
Avg refinance insurance % | 2.22% | 2.77% | 3.29% | 5.00% | 3.05% | 5.10% | 3.98% | 3.83% |
Best Refinance Brokers around Slater, Iowa 50244
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Slater, Iowa 50244, we have compiled a list of top refinance brokers to assist you in the process.
Shauna Walther
Vice President/Loan Officer
PO Box 58
Slater, IA 50244
(888) 685-3567
swalther@southstorybank.com
Kevin L. Brooks
Loan Officer/President/CEO
PO Box 58
Slater, IA 50244
(888) 685-3567
kbrooks@southstorybank.com
Bob Krause
Loan Officer
PO Box 58
Slater, IA 50244
(888) 685-3567
bkrause@southstorybank.com
Linette Hastie
Mortgage Banking/Assistant Vice President
PO Box 58
Slater, IA 50244
(888) 685-3567
lhastie@southstorybank.com
LuAnn Carlson
Vice President/Loan Officer
PO Box 58
Slater, IA 50244
(888) 685-3567
lcarlson@southstorybank.com
Address
PO Box 58
Slater, IA
Contact
(888) 685-3567
Fax (301) 639-0804
swalther@southstorybank.com
Address
PO Box 58
Slater, IA
Contact
(888) 685-3567
Fax (301) 639-0804
kbrooks@southstorybank.com
Address
PO Box 58
Slater, IA
Contact
(888) 685-3567
Fax (301) 639-0804
bkrause@southstorybank.com