Compare Today’s Refinance Rates for Sperry, Iowa 52650
Pureloan's advanced engine provides real-time analysis of refinance lenders to find the best home refinance rates available in Sperry, Iowa 52650.
With a 30-year amortization refinance in Sperry and surrounding areas of Des Moines county, our calculations show that you can expect to save up to $2,974 over the lifetime of your mortgage, or a monthly savings of $8. Pureloan explores all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing for Sperry, Iowa 52650.
Summary of Average Refinances in Sperry, Iowa 52650
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Interactive Refinance Rate Projections for Sperry, Iowa 52650
Pureloan has developed an interactive chart to monitor the five largest local lenders in Sperry, IA 52650, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Sperry, Iowa 52650 from 2024 - 2016
The following historical data provides insights into refinancing trends in Sperry, Iowa and the surrounding Des Moines county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
| 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
|---|---|---|---|---|---|---|---|---|---|
| % 30 year fixed refinance | 57.14% | 43.62% | 40.38% | 66.67% | 66.67% | 54.55% | 47.62% | 46.88% | |
| avg refi rate | 3.60% | 2.97% | 3.19% | 4.34% | 4.20% | 3.98% | 4.03% | 4.25% | |
| % 15 year fixed refinance | 25.00% | 34.04% | 32.69% | 20.83% | 11.11% | 27.27% | 19.05% | 40.63% | |
| avg refi rate | 3.18% | 2.48% | 2.84% | 4.20% | 3.25% | 3.54% | 3.34% | 3.34% | |
| Avg credit score | 732.79 | 845.62 | 747.50 | 747.21 | 730.89 | 753.36 | 733.62 | 732.34 | |
| Avg LTV (loan to value) | 72.68% | 70.86% | 73.37% | 72.54% | 79.11% | 71.27% | 76.14% | 73.03% | |
| Avg DTI (debt to income) | 30.68 | 32.47 | 33.21 | 31.83 | 33.22 | 34.64 | 32.57 | 33.84 | |
| Avg refinance insurance % | 5.68% | 3.21% | 4.23% | 3.04% | 11.56% | 2.73% | 7.86% | 3.88% |
Best Refinance Brokers around Sperry, Iowa 52650
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Sperry, Iowa 52650, we have compiled a list of top refinance brokers to assist you in the process.
Guy Brown
Mortgage Loan Originators
1066 S Gear Ave
West Burlington, IA 52650
(319) 753-9172
gbrown@tworiversbank.com
Rebecca Belzer
Chief Financial Officer/Branch Manager
409 Hwy 61 S
Wapello, IA 52650
(319) 523-5200 Ext: 225
rbelzer@iastatebk.com
Brooklyn Holcomb
Relationship Banker
409 Hwy 61 S
Wapello, IA 52650
(319) 523-5200 Ext: 516
bholcomb@iastatebk.com
Yolanda Reid
Loan Clerk
409 Hwy 61 S
Wapello, IA 52650
(319) 523-5200 Ext: 222
yreid@iastatebk.com
Ricci S. Aquilani
Senior Vice President/Loan Officer
235 6th Ave S
Clinton, IA 52650
(800) 243-9007
ricci.aquilani@clintonnational.net
Address
1066 S Gear Ave
West Burlington, IA
Contact
(319) 753-9172
Fax (301) 639-0804
gbrown@tworiversbank.com
Address
409 Hwy 61 S
Wapello, IA
Contact
(319) 523-5200 Ext: 225
Fax (301) 639-0804
rbelzer@iastatebk.com
Address
409 Hwy 61 S
Wapello, IA
Contact
(319) 523-5200 Ext: 516
Fax (301) 639-0804
bholcomb@iastatebk.com