Compare Today’s Refinance Rates for Springville, Iowa 52336
Pureloan's advanced engine provides real-time analysis of refinance lenders to find the best home refinance rates available in Springville, Iowa 52336.
With a 30-year amortization refinance in Springville and surrounding areas of Linn county, our calculations show that you can expect to save up to $8,732 over the lifetime of your mortgage, or a monthly savings of $24. Pureloan explores all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing for Springville, Iowa 52336.
Summary of Average Refinances in Springville, Iowa 52336
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Interactive Refinance Rate Projections for Springville, Iowa 52336
Pureloan has developed an interactive chart to monitor the five largest local lenders in Springville, IA 52336, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Springville, Iowa 52336 from 2024 - 2016
The following historical data provides insights into refinancing trends in Springville, Iowa and the surrounding Linn county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed refinance | 88.89% | 56.57% | 54.38% | 58.81% | 63.47% | 63.46% | 56.76% | 64.61% | 57.38% |
avg refi rate | 5.95% | 3.57% | 2.83% | 3.11% | 3.91% | 4.31% | 3.87% | 3.74% | 3.81% |
% 15 year fixed refinance | 31.43% | 32.35% | 32.07% | 22.16% | 30.77% | 28.38% | 25.93% | 22.78% | |
avg refi rate | 2.69% | 2.35% | 2.65% | 3.43% | 3.74% | 3.27% | 2.88% | 3.06% | |
Avg credit score | 749.44 | 797.31 | 761.24 | 766.57 | 762.95 | 751.72 | 755.57 | 755.27 | 762.18 |
Avg LTV (loan to value) | 70.78% | 68.07% | 69.03% | 71.83% | 75.44% | 72.67% | 71.02% | 74.19% | 72.89% |
Avg DTI (debt to income) | 34.00 | 31.52 | 29.85 | 29.03 | 31.23 | 32.41 | 30.95 | 30.83 | 29.46 |
Avg refinance insurance % | 4.00% | 2.09% | 3.00% | 5.09% | 6.94% | 4.03% | 3.77% | 4.81% | 3.08% |
Best Refinance Brokers around Springville, Iowa 52336
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Springville, Iowa 52336, we have compiled a list of top refinance brokers to assist you in the process.
Jeff Yates
Loan Officer
345 Highway 151 W
Walford, IA 52336
(319) 846-2650
Jeff.Yates@bankatcentral.com
Ed Walter
Loan Officer
345 Highway 151 W
Walford, IA 52336
(319) 846-2650
Edward.Walter@bankatcentral.com
Donn Patience
Loan Officer
345 Highway 151 W
Walford, IA 52336
(319) 846-2650
Donn.Patience@bankatcentral.com
Mary Schmidt
Loan Officer
10030 Highway 149
North English, IA 52336
(319) 664-3311
mschmidt@midwestone.com
Justin Dix
Loan Officer
PO Box 188
Mount Vernon, IA 52336
(319) 895-8835
jdix@mountvernonbank.com
Address
345 Highway 151 W
Walford, IA
Contact
(319) 846-2650
Fax (301) 639-0804
Jeff.Yates@bankatcentral.com
Address
345 Highway 151 W
Walford, IA
Contact
(319) 846-2650
Fax (301) 639-0804
Edward.Walter@bankatcentral.com
Address
345 Highway 151 W
Walford, IA
Contact
(319) 846-2650
Fax (301) 639-0804
Donn.Patience@bankatcentral.com