Compare Today’s Refinance Rates for Stanton, Iowa 51573
Pureloan's search engine analyzes refinance lenders to provide you with the best real-time home refinance rates in Stanton, Iowa 51573.
Our search engine evaluates all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing in Stanton, Iowa 51573. For 30-year amortization refinancing, you can expect lifetime cash savings of $3,036 or $8 per month in Stanton and other parts of Montgomery county.
Summary of Average Refinances in Stanton, Iowa 51573
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Interactive Refinance Rate Projections for Stanton, Iowa 51573
Pureloan has developed an interactive chart to monitor the five largest local lenders in Stanton, IA 51573, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Stanton, Iowa 51573 from 2024 - 2016
The following historical data provides insights into refinancing trends in Stanton, Iowa and the surrounding Montgomery county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed refinance | 100.00% | 57.89% | 32.10% | 21.88% | 53.33% | 77.78% | 40.00% | 35.71% | 66.67% |
avg refi rate | 5.88% | 4.65% | 2.94% | 2.96% | 4.02% | 4.55% | 3.95% | 3.77% | 3.97% |
% 15 year fixed refinance | 15.79% | 48.15% | 53.13% | 26.67% | 22.22% | 48.00% | 35.71% | 23.81% | |
avg refi rate | 2.38% | 2.36% | 2.54% | 3.38% | 4.19% | 3.19% | 2.98% | 3.15% | |
Avg credit score | 733.00 | 734.63 | 755.30 | 762.57 | 756.87 | 736.56 | 742.44 | 747.93 | 755.14 |
Avg LTV (loan to value) | 73.33% | 69.16% | 67.05% | 65.78% | 73.80% | 74.67% | 71.48% | 64.14% | 70.00% |
Avg DTI (debt to income) | 25.33 | 30.53 | 28.53 | 28.14 | 24.73 | 32.11 | 32.32 | 25.36 | 28.00 |
Avg refinance insurance % | 8.33% | 0.63% | 3.63% | 3.20% | 4.80% | 2.00% | 1.96% | 2.14% | 3.81% |
Best Refinance Brokers around Stanton, Iowa 51573
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Stanton, Iowa 51573, we have compiled a list of top refinance brokers to assist you in the process.
Judith Guttau
Loan Officer
15 East Main Street?po Box A
Treynor, IA 51573
(712) 487-3000
jaguttau@tsbank.com
Russell Maguire
Loan Officer
15 East Main Street?po Box A
Treynor, IA 51573
(712) 487-3000
rmaguire@tsbank.com
Joshua Guttau
Loan Officer/President & CFO
15 East Main Street?po Box A
Treynor, IA 51573
(712) 487-3000
jguttau@tsbank.com
Travis Lane
Loan officer
425 East St.,
Shelby, IA 51573
(712) 544-2626
tlane@scsbnet.com
Jon Baier
Ag/Commercial Loan Officer
101 W Washington St
Clarinda, IA 51573
(712) 542-2121
jbaier@bankiowabanks.com
Address
15 East Main Street?po Box A
Treynor, IA
Contact
(712) 487-3000
Fax (301) 639-0804
jaguttau@tsbank.com
Address
15 East Main Street?po Box A
Treynor, IA
Contact
(712) 487-3000
Fax (301) 639-0804
rmaguire@tsbank.com
Address
15 East Main Street?po Box A
Treynor, IA
Contact
(712) 487-3000
Fax (301) 639-0804
jguttau@tsbank.com