Compare Today’s Refinance Rates for Sumner, Iowa 50674
Pureloan's advanced engine provides real-time analysis of refinance lenders to find the best home refinance rates available in Sumner, Iowa 50674.
With a 30-year amortization refinance in Sumner and surrounding areas of Bremer county, our calculations show that you can expect to save up to $10,544 over the lifetime of your mortgage, or a monthly savings of $29. Pureloan explores all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing for Sumner, Iowa 50674.
Summary of Average Refinances in Sumner, Iowa 50674
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Interactive Refinance Rate Projections for Sumner, Iowa 50674
Pureloan has developed an interactive chart to monitor the five largest local lenders in Sumner, IA 50674, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Sumner, Iowa 50674 from 2024 - 2016
The following historical data provides insights into refinancing trends in Sumner, Iowa and the surrounding Bremer county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed refinance | 60.00% | 60.83% | 55.57% | 49.33% | 67.65% | 61.90% | 47.96% | 66.28% | 52.05% |
avg refi rate | 5.91% | 3.55% | 2.83% | 3.08% | 4.08% | 4.27% | 4.10% | 3.65% | 3.77% |
% 15 year fixed refinance | 20.00% | 28.33% | 32.83% | 39.05% | 26.47% | 26.98% | 36.73% | 19.77% | 32.19% |
avg refi rate | 5.75% | 3.04% | 2.34% | 2.54% | 3.56% | 3.53% | 3.08% | 2.80% | 3.01% |
Avg credit score | 766.80 | 744.00 | 760.61 | 768.21 | 754.25 | 745.14 | 745.21 | 751.80 | 759.08 |
Avg LTV (loan to value) | 72.20% | 69.80% | 70.48% | 71.47% | 75.76% | 72.32% | 76.87% | 75.30% | 71.64% |
Avg DTI (debt to income) | 30.00 | 32.62 | 29.58 | 29.11 | 31.03 | 31.67 | 31.09 | 29.13 | 30.72 |
Avg refinance insurance % | 7.40% | 3.77% | 3.98% | 5.47% | 8.70% | 4.13% | 6.47% | 6.44% | 3.31% |
Best Refinance Brokers around Sumner, Iowa 50674
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Sumner, Iowa 50674, we have compiled a list of top refinance brokers to assist you in the process.
Heidi Abben
Loan Officers
PO Box 837
Waverly, IA 50674
(319) 352-1340
heidi.abben@myfnbbank.com
Shirley McKenzie
Loan Officer
PO Box 837
Waverly, IA 50674
(319) 483-4829
shirley.mckenzie@myfnbbank.com
Jordan Schick
Loan Officer
999 Home Plz Ste 301
Waterloo, IA 50674
(319) 433-3977
jordans@mylsb.com
Alan Tscherter
VP Mortgage Lending
999 Home Plz Ste 301
Waterloo, IA 50674
(641) 691-4999
alant@mylsb.com
Benjamin Buckley
Vice President/Loan Officer
PO Box 2097
Waterloo, IA 50674
(319) 234-6641
benbuckley@kirkgross.com
Address
PO Box 837
Waverly, IA
Contact
(319) 352-1340
Fax (301) 639-0804
heidi.abben@myfnbbank.com
Address
PO Box 837
Waverly, IA
Contact
(319) 483-4829
Fax (301) 639-0804
shirley.mckenzie@myfnbbank.com
Address
999 Home Plz Ste 301
Waterloo, IA
Contact
(319) 433-3977
Fax (301) 639-0804
jordans@mylsb.com