Compare Today’s Refinance Rates for Swea City, Iowa 50590
Pureloan's advanced engine provides real-time analysis of refinance lenders to find the best home refinance rates available in Swea City, Iowa 50590.
With a 30-year amortization refinance in Swea City and surrounding areas of Kossuth county, our calculations show that you can expect to save up to $1,041 over the lifetime of your mortgage, or a monthly savings of $3. Pureloan explores all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing for Swea City, Iowa 50590.
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Summary of Average Refinances in Swea City, Iowa 50590
Rate
APR
Expected Savings
Monthly Payment
Total Closing Costs
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Interactive Refinance Rate Projections for Swea City, Iowa 50590
Pureloan has developed an interactive chart to monitor the five largest local lenders in Swea City, IA 50590, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Swea City, Iowa 50590 from 2024 - 2016
The following historical data provides insights into refinancing trends in Swea City, Iowa and the surrounding Kossuth county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
| 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
|---|---|---|---|---|---|---|---|---|---|
| % 30 year fixed refinance | 75.00% | 40.43% | 37.05% | 38.83% | 59.70% | 52.00% | 45.76% | 34.15% | 45.59% |
| avg refi rate | 6.46% | 3.41% | 2.95% | 3.22% | 4.20% | 4.55% | 3.99% | 3.87% | 3.99% |
| % 15 year fixed refinance | 25.00% | 46.81% | 38.85% | 35.74% | 25.37% | 36.00% | 35.59% | 43.90% | 44.12% |
| avg refi rate | 5.00% | 2.85% | 2.41% | 2.62% | 3.51% | 3.83% | 3.24% | 3.04% | 3.15% |
| Avg credit score | 714.50 | 752.81 | 755.29 | 764.57 | 749.01 | 735.44 | 747.68 | 748.01 | 751.31 |
| Avg LTV (loan to value) | 76.25% | 66.40% | 70.87% | 72.68% | 72.55% | 70.04% | 67.15% | 67.40% | 70.76% |
| Avg DTI (debt to income) | 40.75 | 33.30 | 29.97 | 28.54 | 30.46 | 33.84 | 28.73 | 29.09 | 30.75 |
| Avg refinance insurance % | 7.50% | 4.98% | 4.09% | 4.20% | 4.84% | 3.92% | 2.17% | 3.61% | 2.29% |
Best Refinance Brokers around Swea City, Iowa 50590
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Swea City, Iowa 50590, we have compiled a list of top refinance brokers to assist you in the process.
Name
Address
Contact
Jan Biggins
Loan Officer
505 2nd St
Webster City, IA 50590
(515) 832-2520
janb@fsbwc.com
Linn Lilienthal
Loan Officer
505 2nd St
Webster City, IA 50590
(515) 832-2520
linnl@fsbwc.com
Amy McCoy
Loan Officer
505 2nd St
Webster City, IA 50590
(515) 832-2520
amym@fsbwc.com
Steve Vande Zande
Loan Officer
505 2nd St
Webster City, IA 50590
(515) 832-2520
stevev@fsbwc.com
Chad Kaeppel
Loan Officer
PO Box 1009
Cedar Falls, IA 50590
(319) 266-7531
chad@cfccu.org
Address
505 2nd St
Webster City, IA
Contact
(515) 832-2520
Fax (301) 639-0804
janb@fsbwc.com
Address
505 2nd St
Webster City, IA
Contact
(515) 832-2520
Fax (301) 639-0804
linnl@fsbwc.com
Address
505 2nd St
Webster City, IA
Contact
(515) 832-2520
Fax (301) 639-0804
amym@fsbwc.com