Compare Today’s Refinance Rates for Thayer, Iowa 50254
Pureloan's search engine analyzes refinance lenders to provide you with the best real-time home refinance rates in Thayer, Iowa 50254.
Our search engine evaluates all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing in Thayer, Iowa 50254. For 30-year amortization refinancing, you can expect lifetime cash savings of $3,036 or $8 per month in Thayer and other parts of Union county.
Summary of Average Refinances in Thayer, Iowa 50254
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Interactive Refinance Rate Projections for Thayer, Iowa 50254
Pureloan has developed an interactive chart to monitor the five largest local lenders in Thayer, IA 50254, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Thayer, Iowa 50254 from 2024 - 2016
The following historical data provides insights into refinancing trends in Thayer, Iowa and the surrounding Union county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
| 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
|---|---|---|---|---|---|---|---|---|---|
| % 30 year fixed refinance | 73.33% | 51.51% | 49.98% | 51.06% | 59.17% | 60.71% | 51.34% | 53.45% | 55.81% |
| avg refi rate | 5.72% | 3.50% | 2.90% | 3.15% | 4.08% | 4.44% | 4.08% | 3.78% | 3.95% |
| % 15 year fixed refinance | 20.00% | 29.10% | 30.12% | 30.84% | 27.34% | 29.17% | 36.40% | 31.80% | 28.14% |
| avg refi rate | 5.87% | 2.58% | 2.35% | 2.66% | 3.46% | 3.75% | 3.21% | 2.96% | 3.18% |
| Avg credit score | 737.60 | 749.54 | 766.49 | 769.99 | 760.38 | 751.52 | 751.44 | 760.07 | 761.91 |
| Avg LTV (loan to value) | 56.13% | 65.86% | 67.62% | 69.56% | 70.56% | 69.64% | 73.52% | 72.39% | 73.13% |
| Avg DTI (debt to income) | 32.67 | 32.34 | 28.99 | 28.55 | 31.65 | 31.74 | 31.17 | 30.43 | 30.71 |
| Avg refinance insurance % | 2.22% | 2.77% | 3.29% | 5.00% | 3.05% | 5.10% | 3.98% | 3.83% |
Best Refinance Brokers around Thayer, Iowa 50254
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Thayer, Iowa 50254, we have compiled a list of top refinance brokers to assist you in the process.
Maureen Doherty
Vice President/Loan Officer
615 Park St Apt 1104
Des Moines, IA 50254
(630) 561-2242
maureen.doherty@genworth.com
Stephanie Pagel
Loan Officer/Operations Manager
615 Park St Apt 1104
Des Moines, IA 50254
(281) 415-1225
stephanie.pagel@genworth.com
Heather Carlson
Loan Officer
303 Euclid Ave
Des Moines, IA 50254
(800) 392-7122
heather@gofirstclass.org
Becky Peterson
Collection/Loan Officer
303 Euclid Ave
Des Moines, IA 50254
(800) 392-7122
becky@gofirstclass.org
Baker Connie
Senior Loan Officer/COO
303 Euclid Ave
Des Moines, IA 50254
(800) 392-7122
connie@gofirstclass.org
Address
615 Park St Apt 1104
Des Moines, IA
Contact
(630) 561-2242
Fax (301) 639-0804
maureen.doherty@genworth.com
Address
615 Park St Apt 1104
Des Moines, IA
Contact
(281) 415-1225
Fax (301) 639-0804
stephanie.pagel@genworth.com
Address
303 Euclid Ave
Des Moines, IA
Contact
(800) 392-7122
Fax (301) 639-0804
heather@gofirstclass.org