Compare Today’s Refinance Rates for Thor, Iowa 50591
Pureloan's search engine provides real-time analysis of refinance lenders to find the best home refinance rates available in Thor, Iowa 50591.
Our analysis indicates that for 30-year amortization refinancing, you can expect to save up to $6,419 over the lifetime of your mortgage, which translates to a monthly savings of $18 in Thor and other areas of Humboldt county. We analyze all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing, to provide you with the most suitable options for your financial situation.
Summary of Average Refinances in Thor, Iowa 50591
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Interactive Refinance Rate Projections for Thor, Iowa 50591
Pureloan has developed an interactive chart to monitor the five largest local lenders in Thor, IA 50591, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Thor, Iowa 50591 from 2024 - 2016
The following historical data provides insights into refinancing trends in Thor, Iowa and the surrounding Humboldt county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed refinance | 75.00% | 40.43% | 37.05% | 38.83% | 59.70% | 52.00% | 45.76% | 34.15% | 45.59% |
avg refi rate | 6.46% | 3.41% | 2.95% | 3.22% | 4.20% | 4.55% | 3.99% | 3.87% | 3.99% |
% 15 year fixed refinance | 25.00% | 46.81% | 38.85% | 35.74% | 25.37% | 36.00% | 35.59% | 43.90% | 44.12% |
avg refi rate | 5.00% | 2.85% | 2.41% | 2.62% | 3.51% | 3.83% | 3.24% | 3.04% | 3.15% |
Avg credit score | 714.50 | 752.81 | 755.29 | 764.57 | 749.01 | 735.44 | 747.68 | 748.01 | 751.31 |
Avg LTV (loan to value) | 76.25% | 66.40% | 70.87% | 72.68% | 72.55% | 70.04% | 67.15% | 67.40% | 70.76% |
Avg DTI (debt to income) | 40.75 | 33.30 | 29.97 | 28.54 | 30.46 | 33.84 | 28.73 | 29.09 | 30.75 |
Avg refinance insurance % | 7.50% | 4.98% | 4.09% | 4.20% | 4.84% | 3.92% | 2.17% | 3.61% | 2.29% |
Best Refinance Brokers around Thor, Iowa 50591
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Thor, Iowa 50591, we have compiled a list of top refinance brokers to assist you in the process.
Jan Biggins
Loan Officer
505 2nd St
Webster City, IA 50591
(515) 832-2520
janb@fsbwc.com
Linn Lilienthal
Loan Officer
505 2nd St
Webster City, IA 50591
(515) 832-2520
linnl@fsbwc.com
Amy McCoy
Loan Officer
505 2nd St
Webster City, IA 50591
(515) 832-2520
amym@fsbwc.com
Steve Vande Zande
Loan Officer
505 2nd St
Webster City, IA 50591
(515) 832-2520
stevev@fsbwc.com
Chad Kaeppel
Loan Officer
PO Box 1009
Cedar Falls, IA 50591
(319) 266-7531
chad@cfccu.org
Address
505 2nd St
Webster City, IA
Contact
(515) 832-2520
Fax (301) 639-0804
janb@fsbwc.com
Address
505 2nd St
Webster City, IA
Contact
(515) 832-2520
Fax (301) 639-0804
linnl@fsbwc.com
Address
505 2nd St
Webster City, IA
Contact
(515) 832-2520
Fax (301) 639-0804
amym@fsbwc.com