Compare Today’s Refinance Rates for Tiffin, Iowa 52340
Pureloan's search engine provides real-time analysis of refinance lenders to find the best home refinance rates available in Tiffin, Iowa 52340.
Our analysis indicates that for 30-year amortization refinancing, you can expect to save up to $7,587 over the lifetime of your mortgage, which translates to a monthly savings of $21 in Tiffin and other areas of Johnson county. We analyze all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing, to provide you with the most suitable options for your financial situation.
Summary of Average Refinances in Tiffin, Iowa 52340
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Interactive Refinance Rate Projections for Tiffin, Iowa 52340
Pureloan has developed an interactive chart to monitor the five largest local lenders in Tiffin, IA 52340, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Tiffin, Iowa 52340 from 2024 - 2016
The following historical data provides insights into refinancing trends in Tiffin, Iowa and the surrounding Johnson county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
| 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
|---|---|---|---|---|---|---|---|---|---|
| % 30 year fixed refinance | 88.89% | 56.57% | 54.38% | 58.81% | 63.47% | 63.46% | 56.76% | 64.61% | 57.38% |
| avg refi rate | 5.95% | 3.57% | 2.83% | 3.11% | 3.91% | 4.31% | 3.87% | 3.74% | 3.81% |
| % 15 year fixed refinance | 31.43% | 32.35% | 32.07% | 22.16% | 30.77% | 28.38% | 25.93% | 22.78% | |
| avg refi rate | 2.69% | 2.35% | 2.65% | 3.43% | 3.74% | 3.27% | 2.88% | 3.06% | |
| Avg credit score | 749.44 | 797.31 | 761.24 | 766.57 | 762.95 | 751.72 | 755.57 | 755.27 | 762.18 |
| Avg LTV (loan to value) | 70.78% | 68.07% | 69.03% | 71.83% | 75.44% | 72.67% | 71.02% | 74.19% | 72.89% |
| Avg DTI (debt to income) | 34.00 | 31.52 | 29.85 | 29.03 | 31.23 | 32.41 | 30.95 | 30.83 | 29.46 |
| Avg refinance insurance % | 4.00% | 2.09% | 3.00% | 5.09% | 6.94% | 4.03% | 3.77% | 4.81% | 3.08% |
Best Refinance Brokers around Tiffin, Iowa 52340
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Tiffin, Iowa 52340, we have compiled a list of top refinance brokers to assist you in the process.
Jeff Yates
Loan Officer
345 Highway 151 W
Walford, IA 52340
(319) 846-2650
Jeff.Yates@bankatcentral.com
Ed Walter
Loan Officer
345 Highway 151 W
Walford, IA 52340
(319) 846-2650
Edward.Walter@bankatcentral.com
Donn Patience
Loan Officer
345 Highway 151 W
Walford, IA 52340
(319) 846-2650
Donn.Patience@bankatcentral.com
Mary Schmidt
Loan Officer
10030 Highway 149
North English, IA 52340
(319) 664-3311
mschmidt@midwestone.com
Justin Dix
Loan Officer
PO Box 188
Mount Vernon, IA 52340
(319) 895-8835
jdix@mountvernonbank.com
Address
345 Highway 151 W
Walford, IA
Contact
(319) 846-2650
Fax (301) 639-0804
Jeff.Yates@bankatcentral.com
Address
345 Highway 151 W
Walford, IA
Contact
(319) 846-2650
Fax (301) 639-0804
Edward.Walter@bankatcentral.com
Address
345 Highway 151 W
Walford, IA
Contact
(319) 846-2650
Fax (301) 639-0804
Donn.Patience@bankatcentral.com