Compare Today’s Refinance Rates for Urbandale, Iowa

Pureloan’s engine analyzes refinance lenders to give you the best real-time home refi rates for Urbandale, Iowa 50322. Search for cash-out refi, lower interest rates, or a home equity loan. For 30-year amortization refinancing in Urbandale and surrounding areas of Polk county, your expected lifetime cash savings are $3,899 or $11 / month.

Pureloan analyzes all refinance loan options including HELOC, short home refinancing, and positive equity refinancing for Urbandale, Iowa 50322.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

Summary of Average Refinance Terms in Urbandale, Iowa 50322

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Customized Refinance Rate Projections for Urbandale, IA

Source: Fannie Mae and Freddie Mac


For refinance rate forecasts and predictions in Urbandale, IA 50322, Pureloan has created an interactive chart to track the 5 largest local lenders for refi's and cash-out's. Historical rates are based on closed refinancings, and projections are based on proprietary modeling.

Local Refinance Rates for Urbandale, IA

Refinance Rates for Urbandale, Iowa 50322 from 2013 - 2020

Below are historical data on refinancing in Urbandale, Iowa and around Polk county based on loan type, credit score, LTV and other parameters. This data is produced from actual closed home refinancings.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed refinance 47.78% 40.32% 40.05% 37.86% 56.63% 52.17% 57.84% 57.45%
avg refi rate 4.79% 4.38% 3.90% 3.63% 4.48% 3.97% 3.78% 3.95%
% 15 year fixed refinance 33.45% 36.45% 41.67% 48.54% 33.73% 33.99% 26.49% 29.79%
avg refi rate 4.15% 3.71% 3.19% 2.83% 3.50% 3.26% 3.00% 3.03%
Avg credit score 766.83 768.66 773.43 766.56 755.49 757.97 760.71 767.21
Avg LTV (loan to value) 68.76% 69.60% 70.42% 70.39% 70.27% 73.19% 72.59% 70.07%
Avg DTI (debt to income) 29.54 27.96 28.67 29.09 33.35 30.06 30.61 31.53
Avg refinance insurance % 2.30% 2.52% 3.06% 3.34% 4.75% 4.36% 4.65% 4.13%

Data produced from the Financial Report of the US Government

Best Refinance Brokers Around Urbandale, Iowa 50322

Whether you are looking to refinance your existing mortgage or obtain a cash-out refi in Urbandale, Iowa 50322, we have compiled a list of the leading refinance brokers to guide you.

Name
Address
Contact

Dan Slutzki

Loan Officer

8701 Douglas Ave

Urbandale, IA 50322

(515) 343-5826

dslutzki@mhbank.com

Jason Pleggenkuhle

Loan officer

3260 99th Street

Urbandale, IA 50322

(515) 278-2301

jasonp@midwestfamilylending.com

Molly Maguire

Loan officer

3260 99th Street

Urbandale, IA 50322

(515) 278-2301

mollym@midwestfamilylending.com

Jean Holman

Loan officer

3260 99th Street

Urbandale, IA 50322

(402) 438-2226

jeanh@midwestfamilylending.com

Linden Heikens

Loan officer

3260 99th Street

Urbandale, IA 50322

(605) 940-4428

lindenh@midwestfamilylending.com

Address

8701 Douglas Ave

Urbandale, IA

Contact

(515) 343-5826

Fax (301) 639-0804

dslutzki@mhbank.com

Address

3260 99th Street

Urbandale, IA

Contact

(515) 278-2301

Fax (301) 639-0804

jasonp@midwestfamilylending.com

Address

3260 99th Street

Urbandale, IA

Contact

(515) 278-2301

Fax (301) 639-0804

mollym@midwestfamilylending.com

Refinancing News for Urbandale, Iowa 50322