Compare Today’s Refinance Rates for Van Horne, Iowa 52346
Pureloan's advanced engine provides real-time analysis of refinance lenders to find the best home refinance rates available in Van Horne, Iowa 52346.
With a 30-year amortization refinance in Van Horne and surrounding areas of Benton county, our calculations show that you can expect to save up to $7,587 over the lifetime of your mortgage, or a monthly savings of $21. Pureloan explores all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing for Van Horne, Iowa 52346.
Summary of Average Refinances in Van Horne, Iowa 52346
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Interactive Refinance Rate Projections for Van Horne, Iowa 52346
Pureloan has developed an interactive chart to monitor the five largest local lenders in Van Horne, IA 52346, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Van Horne, Iowa 52346 from 2024 - 2016
The following historical data provides insights into refinancing trends in Van Horne, Iowa and the surrounding Benton county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed refinance | 88.89% | 56.57% | 54.38% | 58.81% | 63.47% | 63.46% | 56.76% | 64.61% | 57.38% |
avg refi rate | 5.95% | 3.57% | 2.83% | 3.11% | 3.91% | 4.31% | 3.87% | 3.74% | 3.81% |
% 15 year fixed refinance | 31.43% | 32.35% | 32.07% | 22.16% | 30.77% | 28.38% | 25.93% | 22.78% | |
avg refi rate | 2.69% | 2.35% | 2.65% | 3.43% | 3.74% | 3.27% | 2.88% | 3.06% | |
Avg credit score | 749.44 | 797.31 | 761.24 | 766.57 | 762.95 | 751.72 | 755.57 | 755.27 | 762.18 |
Avg LTV (loan to value) | 70.78% | 68.07% | 69.03% | 71.83% | 75.44% | 72.67% | 71.02% | 74.19% | 72.89% |
Avg DTI (debt to income) | 34.00 | 31.52 | 29.85 | 29.03 | 31.23 | 32.41 | 30.95 | 30.83 | 29.46 |
Avg refinance insurance % | 4.00% | 2.09% | 3.00% | 5.09% | 6.94% | 4.03% | 3.77% | 4.81% | 3.08% |
Best Refinance Brokers around Van Horne, Iowa 52346
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Van Horne, Iowa 52346, we have compiled a list of top refinance brokers to assist you in the process.
Jeff Yates
Loan Officer
345 Highway 151 W
Walford, IA 52346
(319) 846-2650
Jeff.Yates@bankatcentral.com
Ed Walter
Loan Officer
345 Highway 151 W
Walford, IA 52346
(319) 846-2650
Edward.Walter@bankatcentral.com
Donn Patience
Loan Officer
345 Highway 151 W
Walford, IA 52346
(319) 846-2650
Donn.Patience@bankatcentral.com
Melissa Myers
Loan Officer
PO Box 517
Washington, IA 52346
(319) 653-2265
melissa.myers@wcsbank.com
James W Millward
Loan Officer
PO Box 517
Washington, IA 52346
(319) 653-2265
james.millward@wcsbank.com
Address
345 Highway 151 W
Walford, IA
Contact
(319) 846-2650
Fax (301) 639-0804
Jeff.Yates@bankatcentral.com
Address
345 Highway 151 W
Walford, IA
Contact
(319) 846-2650
Fax (301) 639-0804
Edward.Walter@bankatcentral.com
Address
345 Highway 151 W
Walford, IA
Contact
(319) 846-2650
Fax (301) 639-0804
Donn.Patience@bankatcentral.com