Compare Today’s Refinance Rates for Wadena, Iowa 52169
Pureloan's search engine provides real-time analysis of refinance lenders to find the best home refinance rates available in Wadena, Iowa 52169.
Our analysis indicates that for 30-year amortization refinancing, you can expect to save up to $3,339 over the lifetime of your mortgage, which translates to a monthly savings of $9 in Wadena and other areas of Fayette county. We analyze all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing, to provide you with the most suitable options for your financial situation.
Summary of Average Refinances in Wadena, Iowa 52169
Become a certified mortgage expert on Pureloan.com
in Wadena, Iowa 52169
Reach hundreds of thousands of home buyers and refinance customers every month! FREE APPLICATION
Interactive Refinance Rate Projections for Wadena, Iowa 52169
Pureloan has developed an interactive chart to monitor the five largest local lenders in Wadena, IA 52169, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Wadena, Iowa 52169 from 2024 - 2016
The following historical data provides insights into refinancing trends in Wadena, Iowa and the surrounding Fayette county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
| 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
|---|---|---|---|---|---|---|---|---|---|
| % 30 year fixed refinance | 100.00% | 54.29% | 50.26% | 50.19% | 69.57% | 56.06% | 46.09% | 40.00% | 60.10% |
| avg refi rate | 5.96% | 3.72% | 2.84% | 3.26% | 3.96% | 4.23% | 3.86% | 3.59% | 3.74% |
| % 15 year fixed refinance | 28.57% | 32.80% | 31.46% | 17.39% | 30.30% | 42.61% | 45.33% | 23.83% | |
| avg refi rate | 3.03% | 2.35% | 2.75% | 3.24% | 3.68% | 2.97% | 2.72% | 2.94% | |
| Avg credit score | 755.67 | 729.71 | 751.29 | 760.39 | 760.21 | 753.56 | 762.76 | 768.26 | 759.49 |
| Avg LTV (loan to value) | 64.00% | 65.31% | 68.01% | 71.91% | 74.29% | 68.21% | 65.65% | 67.45% | 68.89% |
| Avg DTI (debt to income) | 36.67 | 34.49 | 31.68 | 31.00 | 31.30 | 33.45 | 30.85 | 30.22 | 30.48 |
| Avg refinance insurance % | 4.00% | 2.11% | 2.80% | 4.33% | 6.30% | 2.58% | 2.13% | 2.33% | 2.22% |
Best Refinance Brokers around Wadena, Iowa 52169
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Wadena, Iowa 52169, we have compiled a list of top refinance brokers to assist you in the process.
Dan Denk
Loan Officer
PO Box 246
Waukon, IA 52169
(563) 568-3451
dan@waukonstatebank.com
James E. Sweeney
President /Loan Officer
PO Box 246
Waukon, IA 52169
(563) 568-3451
jim@waukonstatebank.com
Bradford Wilmotte
Mortgage Loan Officer
PO Box 233
West Union, IA 52169
(563) 422-3883
bradford.wilmotte@centralbank.net
Brian Liberman
Vice President, Commercial Lending
PO Box 233
West Union, IA 52169
(563) 422-3883
brian.liberman@centralbank.net
Daniel Bloomfield
Vice President, Commercial Lending
PO Box 233
West Union, IA 52169
(563) 422-3883
dan.bloomfield@centralbank.net
Address
PO Box 246
Waukon, IA
Contact
(563) 568-3451
Fax (301) 639-0804
dan@waukonstatebank.com
Address
PO Box 246
Waukon, IA
Contact
(563) 568-3451
Fax (301) 639-0804
jim@waukonstatebank.com
Address
PO Box 233
West Union, IA
Contact
(563) 422-3883
Fax (301) 639-0804
bradford.wilmotte@centralbank.net