Compare Today’s Refinance Rates for Washington, Iowa 52353
Pureloan's search engine provides real-time analysis of refinance lenders to find the best home refinance rates available in Washington, Iowa 52353.
Our analysis indicates that for 30-year amortization refinancing, you can expect to save up to $14,561 over the lifetime of your mortgage, which translates to a monthly savings of $40 in Washington and other areas of Washington county. We analyze all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing, to provide you with the most suitable options for your financial situation.
Summary of Average Refinances in Washington, Iowa 52353
Become a certified mortgage expert on Pureloan.com
in Washington, Iowa 52353
Reach hundreds of thousands of home buyers and refinance customers every month! FREE APPLICATION
Interactive Refinance Rate Projections for Washington, Iowa 52353
Pureloan has developed an interactive chart to monitor the five largest local lenders in Washington, IA 52353, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Washington, Iowa 52353 from 2024 - 2016
The following historical data provides insights into refinancing trends in Washington, Iowa and the surrounding Washington county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed refinance | 88.89% | 56.57% | 54.38% | 58.81% | 63.47% | 63.46% | 56.76% | 64.61% | 57.38% |
avg refi rate | 5.95% | 3.57% | 2.83% | 3.11% | 3.91% | 4.31% | 3.87% | 3.74% | 3.81% |
% 15 year fixed refinance | 31.43% | 32.35% | 32.07% | 22.16% | 30.77% | 28.38% | 25.93% | 22.78% | |
avg refi rate | 2.69% | 2.35% | 2.65% | 3.43% | 3.74% | 3.27% | 2.88% | 3.06% | |
Avg credit score | 749.44 | 797.31 | 761.24 | 766.57 | 762.95 | 751.72 | 755.57 | 755.27 | 762.18 |
Avg LTV (loan to value) | 70.78% | 68.07% | 69.03% | 71.83% | 75.44% | 72.67% | 71.02% | 74.19% | 72.89% |
Avg DTI (debt to income) | 34.00 | 31.52 | 29.85 | 29.03 | 31.23 | 32.41 | 30.95 | 30.83 | 29.46 |
Avg refinance insurance % | 4.00% | 2.09% | 3.00% | 5.09% | 6.94% | 4.03% | 3.77% | 4.81% | 3.08% |
Best Refinance Brokers around Washington, Iowa 52353
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Washington, Iowa 52353, we have compiled a list of top refinance brokers to assist you in the process.
James W Millward
Loan Officer
PO Box 517
Washington, IA 52353
(319) 653-2265
james.millward@wcsbank.com
Melissa Myers
Loan Officer
PO Box 517
Washington, IA 52353
(319) 653-2265
melissa.myers@wcsbank.com
Jeff Yates
Loan Officer
345 Highway 151 W
Walford, IA 52353
(319) 846-2650
Jeff.Yates@bankatcentral.com
Ed Walter
Loan Officer
345 Highway 151 W
Walford, IA 52353
(319) 846-2650
Edward.Walter@bankatcentral.com
Donn Patience
Loan Officer
345 Highway 151 W
Walford, IA 52353
(319) 846-2650
Donn.Patience@bankatcentral.com
Address
PO Box 517
Washington, IA
Contact
(319) 653-2265
Fax (301) 639-0804
james.millward@wcsbank.com
Address
PO Box 517
Washington, IA
Contact
(319) 653-2265
Fax (301) 639-0804
melissa.myers@wcsbank.com
Address
345 Highway 151 W
Walford, IA
Contact
(319) 846-2650
Fax (301) 639-0804
Jeff.Yates@bankatcentral.com