Compare Today’s Refinance Rates for Waterloo, Iowa

Our search engine analyzes refinance lenders to give you the best real-time home refi rates for Waterloo, Iowa 50701. Search for cash-out refi, lower interest rates, or a home equity loan. For 30-year amortization refinancing, expect lifetime cash savings are $3,415 or $9 / month in Waterloo and other areas of Black Hawk county.

Pureloan analyzes all refinance loan options including HELOC, short home refinancing, and positive equity refinancing for Waterloo, Iowa 50701.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

Summary of Average Refinance Terms in Waterloo, Iowa 50701

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Customized Refinance Rate Projections for Waterloo, IA

Source: Fannie Mae and Freddie Mac


For refinance rate forecasts and predictions in Waterloo, IA 50701, Pureloan has created an interactive chart to track the 5 largest local lenders for refi's and cash-out's. Historical rates are based on closed refinancings, and projections are based on proprietary modeling.

Local Refinance Rates for Waterloo, IA

Refinance Rates for Waterloo, Iowa 50701 from 2013 - 2020

Below are historical data on refinancing in Waterloo, Iowa and around Black Hawk county based on loan type, credit score, LTV and other parameters. This data is produced from actual closed home refinancings.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed refinance 47.78% 40.32% 40.05% 37.86% 56.63% 52.17% 57.84% 57.45%
avg refi rate 4.79% 4.38% 3.90% 3.63% 4.48% 3.97% 3.78% 3.95%
% 15 year fixed refinance 33.45% 36.45% 41.67% 48.54% 33.73% 33.99% 26.49% 29.79%
avg refi rate 4.15% 3.71% 3.19% 2.83% 3.50% 3.26% 3.00% 3.03%
Avg credit score 766.83 768.66 773.43 766.56 755.49 757.97 760.71 767.21
Avg LTV (loan to value) 68.76% 69.60% 70.42% 70.39% 70.27% 73.19% 72.59% 70.07%
Avg DTI (debt to income) 29.54 27.96 28.67 29.09 33.35 30.06 30.61 31.53
Avg refinance insurance % 2.30% 2.52% 3.06% 3.34% 4.75% 4.36% 4.65% 4.13%

Data produced from the Financial Report of the US Government

Best Refinance Brokers Around Waterloo, Iowa 50701

Whether you are looking to refinance your existing mortgage or obtain a cash-out refi in Waterloo, Iowa 50701, we have compiled a list of the leading refinance brokers to guide you.

Name
Address
Contact

Sandra Whitters

Loan Officer

930 Tower Park Dr

Waterloo, IA 50701

(319) 553-3853

sandrawhitters@uiccu.org

Charles Yagla

Loan Officer

PO Box 2097

Waterloo, IA 50701

(319) 234-6641

chuckyagla@kirkgross.com

Benjamin Buckley

Vice President/Loan Officer

PO Box 2097

Waterloo, IA 50701

(319) 234-6641

benbuckley@kirkgross.com

Alan Tscherter

VP Mortgage Lending

999 Home Plz Ste 301

Waterloo, IA 50701

(641) 691-4999

alant@mylsb.com

Jordan Schick

Loan Officer

999 Home Plz Ste 301

Waterloo, IA 50701

(319) 433-3977

jordans@mylsb.com

Address

930 Tower Park Dr

Waterloo, IA

Contact

(319) 553-3853

Fax (301) 639-0804

sandrawhitters@uiccu.org

Address

PO Box 2097

Waterloo, IA

Contact

(319) 234-6641

Fax (301) 639-0804

chuckyagla@kirkgross.com

Address

PO Box 2097

Waterloo, IA

Contact

(319) 234-6641

Fax (301) 639-0804

benbuckley@kirkgross.com

Refinancing News for Waterloo, Iowa 50701